Gainrider said: Thanks for your response, but my comment about the loan payment reminder was to show that Quicken already knows the correct payment split. The new bug/removed feature question has to do with the fact that Quicken no longer makes that distribution when entering the payment from reminders system. It still puts "Sched" in the transaction which means it should be creating the distribution from the amortization schedule it created, which it used to do.
Gainrider said: Thanks again for the response, but I did not say I expected "Sched" to mean it entered the transaction. I said that because Quicken knows it comes from a schedule, it should be using that amortization schedule to create the split - like it used to do. Perhaps some background will help with future answers: I've been using Quicken for over 20 years. I have a 4-year accounting degree and recently retired from over 40 years of I/T work as both a developer and level 2/3 support specialist on major systems. This is not a "how do I use Quicken" type of question. I'm asking this question because Quicken stopped doing something it had been doing, and should be doing, only recently. I've tried several options from editing the memorized payee transaction to every form of editing the loan reminder I can find. I have created the split manually when telling the loan reminder to enter the payment and created the split after entering from the loan reminder. In both cases, the next loan reminder only shows the entire payment going to mortgage principal. Since editing the loan reminder does not provide an option to create a split, I cannot find any way to re-establish the split. This is the 5th mortgage I've created in Quicken. It has stopped creating the split before, but after additional updates, went back to creating the split. This is a very basic financial function, so I'm hoping it's just a bug that got re-introduced in error. Bottom line: Quicken creates the amortization schedule when I setup the mortgage and creates the loan reminder, so it should be looking at that schedule for each payment and creating the correct split for each mortgage payment. It has stopped doing that, forcing me to manually create these splits each month - a totally unnecessary fundamental task in what is supposed to be financial software. I am hoping someone out there has dealt with this before and found a resolution.
Gainrider said: Sherlock - thanks for you interest in trying to tackle this with me. Based on your last response, this is, in fact, a bug. I say this because if I do manually create the split when entering from the payment reminders, the split stays intact when I download from the mortgage provider. So the second paragraph of your response applies here because if I don't manually create the split when entering from the payment reminders, no split is entered into the register and I have to update the transaction manually. Quicken Cloud is not an issue because I turned it off after numerous problems with it corrupting my data and finding little use for the mobile app. From reading the FAQ link, it's not clear if converting the mortgage to a manual account will fix the splits for me, which leaves me with the same problem I already have. I am going to try setting up a fictional manual loan sometime down the road to see if that creates proper payment reminders. If it does, my answer may be to just delete the current mortgage account and create it all over again. Thanks again for your time and effort. It was greatly appreciated.
Gainrider said: Sorry, but you do not seem to understand the problem. I did not "admit" the behavior was correct. I said the split only appears if I manually enter the split when telling the payment reminder to enter the transaction. It would only be behaving correctly if it created a split transaction in the register based on the amortization schedule when I simply tell the payment reminder to enter the transaction into the register without me taking any additional actions to create the split.
