Why do I need a 390mb download to get a version upgrade?

Question

I get a server issue trying to update from 37.66 to the latest version and I'm told I need a 390mb download to get current...seems a bit mush, eh?

UKR · Answer

Is the following your problem?
In case of Patch installation error "Server file
failed to load … Index and length …"

please follow
instructions here:
https://www.quicken.com/support/patch-error-unable-check-updates-server-file-failed-load

If the error message is about a file named "wyserver.wys", 
the
problem is the Windows User Account name. If your Windows User files are
located in a folder named, for example,

"C:\Users\John Doe\..." (with a blank space between John and Doe)

you need to create a new Windows User Account with Admin privileges and a name
that does not contain a blank space, e.g., "John". Use the new
account to install or update Quicken. Afterwards return to using your regular
Windows User Account for running Quicken and doing all other work, as usual.

If the user name is
not the cause, try to enable and use the hidden Administrator account.

See https://www.howtogeek.com/howto/windows-vista/enable-the-hidden-administrator-account-on-windows-vista/
how to do that. Supposed to work in all Windows versions.

At your next
migration to a new Windows version I recommend changing the username to remove
the blank space. It's a holdover from old Windows versions using the obsolete
"Documents and Settings" folder structure.

Ps56k2 · Answer

that appears to be the download size for the Quicken program package - previous versions are similar in download size - 
Download the Latest Update (US Versions)

Download the US Manual Mondo Patch Update (398.74MB)

NotACPA · Answer

Download Release 39.23 Mondo from here: http://www.quicknperlwiz.com/quicken-subscription-patches.htmlI have no idea why your download is so large.DON'T download, for the time being, any of the R40.xx updates.  There's problems with both.