Bank of America - Multifactor authentication

Scott Rose
Scott Rose Mac Beta Beta
This is probably a Bank of America problem instead of a Quicken Mac problem, but currently when Quicken Mac tries to update a Bank of America account by pinging Bank of America to text us with an authentication code, the text message from Bank of America never arrives, so we are not able to update our account.


  • Hello @Scott Rose,

    Thank you for reaching out to the Community and telling us about your issue, though I apologize that you are experiencing this.

    First, could you please provide which version of Quicken you currently have running?
    • Quicken > About Quicken
    To start with, I suggest deactivating the account(s) experiencing this error, removing the saved login credentials from the Keychain Access app, and then reactivating the accounts. However, before doing so, I do recommend saving a backup of your data file first (just in case). Then, please check and make sure you do not have any hidden accounts that may be connected to this financial institution.
    1. Go to the Accounts menu and choose Hide and Show Accounts
    2. Uncheck any accounts with this specific financial institution that are checked as hidden in Lists
    After that, please follow the troubleshooting instructions below.
    1. Open the account register and navigate to the Settings gear on the bottom-right corner
    2. Click on the Downloads tab
    3. Click Disconnect Account (if there are more than one account associated with this financial institution, please repeat steps 1 through 3 for each account)
    4. Quit Quicken
    5. Open Finder and navigate to Applications > Utilities > Keychain Access app
    6. On the left panel in the Keychain Access app, select Login and select Passwords at the top
    7. Search for the financial institution's name in the top-right search field and delete any entries found showing "Quicken password for [your financial institution username] at [financial institution name] "
    8. Quit the Keychain Access app and reopen Quicken
    9. Navigate to Accounts > New and choose the appropriate account type for the accounts that you previously deactivated 
    10. At the bottom of the window showing the list of the financial institutions, click on the "My bank is not listed" question mark icon, then click Update List
    11. Wait for the list to finish updating and Updated: " displays the current date.
    12. Click the Show List button to continue
    13. Use the search field at the top of the list to find and select your financial institution and click Continue
    14. Follow the prompts to sign in using your login credentials associated with the financial institution
    15. If the accounts have been found successfully; use the dropdown menus to link each account to the appropriate account in Quicken
    Let us know how it goes!

    -Quicken Jasmine
  • Scott Rose
    Scott Rose Mac Beta Beta
    Hi Jasmine,

    Thanks so much!

    I didn't even try your instructions yet, because everything is now working again. It must have been a temporary problem or temporary outage with Bank of America, because suddenly, I'm getting flooded with all the text messages from Bank of America that I should've received earlier in the day when I was trying to get the text messages with Quicken. Lol. 

    So everything seems to be working again perfectly now! :)

    For your reference, I am currently using Quicken Version 6.9.0 (Build 609.45401.100) on macOS 12.5.1, but it probably doesn't make a difference since everything is working again now.

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