alfried3 said: I had to restore my file and after restore, Quicken needed to update the cloud. In the process it seems that all information was deleted, including all scheduled transactions. All linked payees were removed as well. Here's the question.... I will pay these bills through another source and will probably never use Bill Pay again. Wondering if somewhere in the great unknown, the previous scheduled transaction will be paid or are truly gone? Definitely not looking forward to duplicate payments. Thanks.