Hello @n2add,
Thank you for reaching out to the Quicken Community, though I do apologize that you are experiencing this issue.
I have located a Support Article that discusses some troubleshooting steps to take when Quicken says there are transactions to accept but there are none. You may follow this link to access that FAQ. It is recommended to save a backup before proceeding with troubleshooting steps (just in case).
I hope this helps!