I just renewed my subscription with an activaton code the other day, which I bought retail.
At first, all my credit card transactions, bank accounts, and investments downloaded via a One Step Update. But today, it seems none of the credit cards have downloaded in 4 days. I tried updating just one of them (Chase credit card). and it says 1 account udpated, 16 new transactions dwonloaded, but none to review. And still last date of download 4 days ago.