How do I track transfers from accounts into my primary account
I was never good at math. Accounting principles baffle me. I also have a tendency to overcomplicate things. This may be a rudimentary question but, I'm stumped. Currently, I keep some money in a savings account for future expenses. I track this money in, what I like to call virtual envelopes, manually created offline accounts within my accounts list. When I move money to the savings I categorize it as a transfer to the virtual envelope in Quicken. When downloading transactions, I see a debit from my checking and a deposit to my savings where I keep all the money within the virtual envelopes. When I move this money to my checking account to cover the expenses the money is intended for it gets complicated because I don't understand how to categorize the deposit to my checking account as anything other than income. I have a category titled Other Income to track this.
How do I show this transfer to my checking account without over-inflating my income every month? I could categorize it as a transfer, but how would I reflect that in my budget? I'm not seeing something I feel is so simple.