Downloading Pending Transactions before they Clear

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ChrisR2
ChrisR2 Member ✭✭

Quicken is downloading transactions from my bank before they clear my account. When a transaction like from Walmart is pending but the the amount may change, my balance is all messed up. This just started happening about 2 months ago. any help wold be appreciated.

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  • splasher
    splasher SuperUser ✭✭✭✭✭
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    Which financial institution?

    I know that Capital One credit cards will download some transactions while they are still in pending status on their website. It is for purchases that don't do pre-approval like gas or restaurants (pre-tip), those don't download until they are finalized.

    -splasher using Q continuously since 1996
    - Subscription Quicken - Win11 and QW2013 - Win11
    -Questions? Check out the Quicken Windows FAQ list

  • NotACPA
    NotACPA SuperUser ✭✭✭✭✭
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    And NOTE that this is the FI's decision, NOT Q's. And there's no way to control this from within Q.

    Your best bet is probably to input those transactions shortly after they actually happen … before the FI can download them.

    Q user since February, 1990. DOS Version 4
    Now running Quicken Windows Subscription, Business & Personal
    Retired "Certified Information Systems Auditor" & Bank Audit VP

  • ChrisR2
    ChrisR2 Member ✭✭
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    It looks like the only ones messing up my account are the "preauth" transactions.

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