I have noticed over the last month or so, that when I download transactions for my chequeing account at PNC using Express Web Connect +, that it always misses at least one or two posted transactions forcing me to look at PNC.com to verify they posted then manually clear them in Quicken. It hasn't always done that. I am up-to-date on releases (version R54.16 / Build 27.1.54.16). I had recovered from a mess that occurred after I archived a few years of data that wrecked some accounts and left three years of blank reminders for another account that I had to delete one at a time.