With 2 unrelated accounts (TD Checking Account and CITI Credit Card Account), out of the blue my beginning balance that has been set for many years changed, presumably when I reconciled. Why? I spent considerable time trying to find what I assumed was an error on my part before stumbling across the true problem. In over 25 years, I have never the seen the problems I am having with this program. Please respond with why this is happening and what is being done about it.