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Quicken Classic Keeps Including Investment Accounts in Budget

alan933

I keep getting investment transactions showing in my personal income section of Planning that show with strange characters like _RlzdGain or _Divinc.

When I choose categories for budget they are not selected but it still includes them in my income .

I have gotten this fixed by calling support several times but can't remember how it gets fixed
because the software is so confusing and not easy to figure out.

The next month those same transactions are back in the personal income.

How do I stop it from doing this??

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Accepted answers

UKR

Category names beginning with _underscores are built-in categories, required by certain functions to be available for these functions to operate properly. When you receive and record cash dividend payments or sell shares in a taxable investment account, results are categorized to _DivInc, _RlzdGain and others.

Even though you shouldn't exclude these categories from your budget, because they're real cash income (or loss) and will have an impact on your Income Tax reporting, you can:
In the Planning tab / Budgets view click on Budget Actions, then click on Select Accounts and deselect the brokerage account(s).

Boatnmaniac

I can certainly understand not wanting to include any Investment account transactions in a Budget if/when those transactions are not important to tracking and balancing the income and expense cash flow for living expenses. I exclude every single one of my taxable, non-taxable and tax deferred Investment accounts because what happens solely internal to those accounts has no bearing on my budgeting for living expenses.

You might want to backup your data file before proceeding. Then in the Budget View, go to Budget Actions > Select Accounts > Investing > uncheck the boxes for those Investment and Retirement accounts that you do not want included in your Budget. This should remove those _RlzdGain and _DivInc investing transactions from your Budget.

If you are getting IRA distributions, they will still be included in the Budget provided the distributions are set up in the checking/savings account register as transfers from the IRA account(s) and you have the Transfers In category selected for the Budget. Since your checking/savings account(s) are included in the Budget, these distribution transactions will still be included in the Budget.

Also, the same should apply to any transfers you make into an Investing account via payroll deductions or cash transfers from the checking/savings account into the Investing account.

Doing this affects only the Budget. It has no impact on other reports and tax-related features, such as the Tax Reports and Tax Planner.

After you try doing this, be sure to check your budget to make sure that no Budget category is adversely affected.

Let us know if this resolves the issue for you

Boatnmaniac

You might not want to have investment accounts included in your Budget but others do. Quicken provides the ability to optionally select or deselect which accounts are to be included in the Budget (and in all reports and other features, such as Lifetime Planner, as well).

Did you do as was suggested and deselect the investment accounts that you do not want included in your Budget plan? If so, what was the result?

All comments

UKR

bmciance

Those categories are "hidden", so to be able to exclude them when you select categories you need to click the check box at the bottom to show them:

2024-09-08 11_28_42-Select Categories to Budget.png

Then you can de-select them and they won't show in your budget.

alan933

I already said they were not selected which means I already clicked "show hidden categories" . How else would i know it was not selected?

It is not selected and it is still part of the categories in the planning tab. Why?

alan933

this shows _Divinc and _RlzdGain unselected. WHY is it showing in the personal income section?

Scooterlam

I can't seem to recreate your issue. In some cases, validating and repairing the data file has cleared-up some of these odd behaviors in budget tab. Have you tried to validate/repair your data file? File>Validate and repair file, check validate file. Recommend you backup first.

Quicken will comeback with a report after some minutes. For good measure, restart Quicken and have another look at these budget categories.

Boatnmaniac

Also, the same should apply to any transfers you make into an Investing account via payroll deductions or cash transfers from the checking/savings account into the Investing account.

Doing this affects only the Budget. It has no impact on other reports and tax-related features, such as the Tax Reports and Tax Planner.

After you try doing this, be sure to check your budget to make sure that no Budget category is adversely affected.

Let us know if this resolves the issue for you

alan933

this is a bug in the software and needs to be fixed.

alan933

I found out these are stock sales in other investment accounts .

Why is it putting these amounts in my personal budget??

Why can't the software simply separate investment accounts from my checking account and credit cards????

Boatnmaniac

Did you do as was suggested and deselect the investment accounts that you do not want included in your Budget plan? If so, what was the result?

alan933

https://community.quicken.com/discussion/comment/20453045#Comment_20453045

ok that did it , I didn't see that instruction at first because there was so much in the message .
I removed those accounts and it is gone now thanks.

NotACPA

He said to UNSelect the accounts.