One-Step Update - No Questions Asked

Question

In the morning my routine is to turn on my PC, launch Quicken, hit the one-step update button and leave to go make coffee, take a shower, or do something morning-related. When I come back, I'd like for the one-step update to have downloaded all new transactions to my various Quicken account registers (as it sometimes can take more than 5 minutes, have at times even waited longer than 10 minutes). But 9 times out of 10, I will return only to find that one-step update has a question to ask me before continuing. I answer the question and now I have to wait anyway.

Is there any possibility that Quicken one-step update can just ask all its questions AFTER the downloading of data to my Quicken Registers is competed? This has been annoying for a very long time (years), I finally decided to post about it to see if maybe this can be changed. Great product overall.

Chris_QPW · Answer

if Quicken is asking questions during one step update, the I suspect your financial institution is requiring multifactor authentication. And if that’s true,  quicken can’t do the authorization until it encounters it when logging into the financial institution.

that does beg question that if they give them financial institution is requiring this, will scheduled updates to work at all?

this also depends on how the multi factor authentication is done. If it’s a one time authorization and quicken is now authorized then it shouldn’t repeat. But for whatever reason in the forums, I’ve seen people complain that for some of their financial institution asks every time.

This is the fundamental  flaw with express  web connect. The whole idea that a server can actually login to your financial institution acting like a web browser is, let’s just say questionable.

as financial institutions have gotten more and more worried about security they’ve made it harder and harder to log into their website for hackers, and now you have a quicken server, trying to log into their website as you.

Direct connect and express web connect +  have protocols for the authorization and downloading of transactions in a manner that is set up for machine to machine communications. That’s why they should never have this kind of problem.

NotACPA · Answer

And, take a look at "Scheduled Updates" in Q Help.  I have it set so that the downloads from each of my FI's automatically happens at 7am, 6 days a week.

So that, after breakfast, everything is awaiting my arrival at the computer.

And, I agree  with @splasher about knowing what that question is.  Is it always the same? Does it always pertain to the same FI?  If so, what download method (Direct Connect, Express Web Connect, etc) do you use to download from that FI?  Which FI?

With more info, we might be able to tell you how to avoid that question completely.

splasher · Answer

How about an example of the question that is being asked?