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Add Roth Conversion Estimator

CowboyNav1

In the Taxes section, along with the Capital Gains Estimator, add a Roth Conversion Estimator. What a great Tool it would add to see the results on Income, Tax Bracket, and Taxes. Definitely a Financial Feature for users, especially those of us nearing Retirement and RMD days.

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Chris_QPW

Personally, I think a link to a good video on why 99% of the people shouldn't do a Roth Conversion would be the better "tool".

Or at least if such a tool is put in that it at least doesn't have the flaw of most of such tools that neglect future money value and the flawed assumption that taxes are guaranteed to be higher in the future.

Jim_Harman

Without getting into the pros and cons of Roth conversions, I think it is currently not difficult to see an estimate of the impact of a Roth conversion on one's current year taxes.

First, make sure the Tax Planner has the correct income, withholding, and deduction data to predict this year's taxes. The result will be a Refund or Remaining tax due amount.

Then go to the Other Income section and select Taxable IRA/Pension Distributions. Enter an Adjustment or User Entered amount for the amount of the Roth conversion you are considering and the impact will be reflected in the refund or tax due.

Chris_QPW

@Jim_Harman I suspect that @CowboyNav1 is looking for something more extensive like a compressive plan over many years not just for the tax impact of this year.

I second what @Jim_Harman wrote above. And this is the post about it as well. So the functionality "workaround" is already there.

https://community.quicken.com/discussion/7966252/testing-roth-conversion-result-in-tax-planner

CowboyNav1

To Chris, Jim, and BK — thank you for taking the time to read and respond to my suggestion. Your comments are valid.

That said, my idea isn’t simply about adding another Roth Conversion calculator. There are plenty of those available. What I’m proposing is an upgrade to Quicken’s functionality — similar to the existing “Show Capital Gains Estimator” — by adding a “Show Roth Conversion Estimator.”

This would give users a seamless way to model scenarios without having to enter Quicken account amounts in other third-party calculators, manually modify Quicken entries (and then undo those changes). It’s about making Quicken more powerful as an all‑in‑one financial tool.

I also believe positioning it as a NEW Quicken feature would attract even more users.

Bottom line: expand Quicken’s built‑in tools to cover common planning needs in one place, saving user's time, and keeps them in Quicken rather than looking elsewhere.