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New "Smarter Bond Tracking" not available after upgrading to R70.20

smono57

I upgraded to the new R70.20 release of Quicken Classic Deluxe for Windows but I don't get the additional "Bonds" sub-tab on the Investing tab. Does this need to be manually enabled somewhere? I also noticed when comparing my screen to the screenshot provided in the "What's New" walkthrough that I am missing "Portfolio x-Ray" and "Performance" sub-tabs.

All of my investing accounts are configured to use Complete Tracking.

Here is a screenshot of the options I get when selecting the "Investing" tab.

Quicken Menu.jpg

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Jim_Harman

@smono57 What edition of Quicken are you running?

The X-Ray and Performance sub-tabs are only available for Premier and above, and I bet the same is true for the new Bonds sub-tab.

smono57

I am using Quicken Classic Deluxe.

Chris_QPW

They definitely have been adding features to Premier and above trying to give reasons to switch to Premier, which is supposed to be their "investment" level.

They really should have marked that in the "what's new" like they did for the new family features.

smono57

Do you think someone from the Quicken side will respond on here to confirm our suspicions? I don't find any type of comparison published by Quicken. How would I even know what features are only available in a "Premier" version?

Jim_Harman

Unfortunately Quicken has never published a comprehensive feature comparison listing or chart. The best that is available is here https://www.quicken.com/products/pricing-comparison-classic/

The Starter edition is not even listed.

Chris_QPW

I have flagged this thread to let the moderators know you would like confirmation on if this is a Premier and above feature, but in reality, this is exactly how we tend to find out, someone with a lower edition reports that they don't see it.

smono57

Yeah, I've come to expect very little regarding Quicken addressing existing product issues, so I expect even less when it comes to making new features available.

Looks like you both (JimHarman and Chris_QPW) are Windows users as well, are you both using "Premier". If so, maybe you could check something for me on your installs. As a Windows IT admin, I find it appalling that a program like Quicken which organizes my finances, can still be requiring and installing end-of-life components like Microsoft Visual C++ 2010 Redistributable and Microsoft Visual C++ 2012 Redistributable. Both of these have gone end-of life years ago and Microsoft hasn't created security patches for them for years. From my perspective, this puts our Windows computers at risk, yet Quicken developers do not seem to care. If you are using "Premier", can you check to see if "Premier" is also installing these old, outdated components on your computer as well? If they are not, it would be a legitimate reason for me to move to "Premier".

Mikmartn

I updated Quicken Classic Deluxe to R70.20 and searched help (using Quick Assist) to try and find the new feature. It would be nice if help said Premier is required (if that's the case)…

Chris_QPW

There isn't any difference in the install/executable between any of the edition levels. All that is happening for different edition levels is the subscription sets some kind of flag, and the program takes different paths.

Chris_QPW

Yeah, when this came up, I looked at the help and saw the same. But that didn't surprise me, they almost never mentioned this in the help.

It is even worse for the Starter edition.

Chris_QPW

And I might add that Quicken Inc is doing themselves a disservice by not having a comprehensive comparison posted.

They spend all of this effort on features to make the cost of Premier version worth an upgrade and then don't have a simple way for people to see what they might be missing.

@smono57 I am also on Deluxe and I do NOT have the Visual C++ 2012. Mine is Visual C++ V14 (V14.50.35719). So you should be able to delete yours and manually install the latest I would guess.

Jim_Harman

All the editions of QWin use the same code base, with different options enabled depending on the edition you have.

To answer your question on the Visual C++ Redistributable components, what would the actual filenames be, and where would they be located?

Chris_QPW

These are base components from Microsoft that go with each version of Visual Studio that is used to develop a program. So, they aren't installed directly with the program they are "machine level". In other words, these are the libraries that the program is dependent on. You will find their "install/uninstall" in Windows Installed apps in the settings.

As for the why, one might be cost savings. As in not wanting to buy all of them developers a new version of Visual Studio, but it can also be laziness (they don't really need them anymore but haven't updated the install) or the most likely, Quicken is a program that has gone through decades of different APIs/libraries and they just don't have the time to port everything to the newest APIs/libraries and as such have a policy that of "if it isn't broke don't fix it".

Yes, people, that think that is a good policy, it has a bad side too.

Chris_QPW

I see above that @BK has confirmed that he doesn't have the 2012 Redistributable components installed, so in this case they have "done the right thing". Note that when "system libraries" get installed they are never uninstalled with the program that installed them because Windows long ago messed up its reference counting to know when every program that uses that library is uninstall and as such it can be removed with the last one that uses it.

smono57

Interesting…

When I uninstall Quicken, and remove the Microsoft Visual C++ 2010 Runtime (x86) and Microsoft Visual C++ 2012 Runtime (x86) components and then reinstall Quicken, it puts both components back on my computer. I also turned on Windows File Security Auditing and configured it to monitor access to the key visual C++ runtime files. Quicken regularly uses C:\Windows\SysWOW64\msvcp100.dll and C:\Windows\SysWOW64\mfc100enu.dll (Microsoft Visual C++ 2010 Runtime (x86)) on my computer.

Jim_Harman

Thanks for the explanation, @Chris_QPW. I don't have any Microsoft development tools installed on my system and here is what I see in the Add/Remove Apps

Sceptic

I have Quicken Deluxe and this is what I show installed -

smono57

I just downloaded the latest installer from my Quicken account (R69.53) and it includes both of these old Visual C++ Runtime components in the main MSI installer file.

I replied to BK above that I turned on Windows File Security Auditing and configured it to monitor access to the key visual C++ runtime files. Quicken regularly uses C:\Windows\SysWOW64\msvcp100.dll and C:\Windows\SysWOW64\mfc100enu.dll (Microsoft Visual C++ 2010 Runtime (x86)) on my computer.

Not sure why some people seem to be able to get by without Quicken installing these end-of-life versions of Visual C++ Runtime. But it is definately using these when I run Quicken.

Maybe we have different versions of Quicken? My "About → Quicken" says I am running:

Quicken Classic Deluxe
Version: R70.20
Build: 27.1.70.20
Windows Version: Windows 11 Enterprise (it has this wrong, I am running Windows 11 Pro)

Chris_QPW

I think you are talking about a different level, and something that Microsoft is doing not Quicken Inc.

I was going to mention that the release notes for the v14 Redistributable say that it includes support for the old releases, and I wouldn't be in the least bit surprised to find that the way Microsoft did that is by just bundling the old with the new.

Note that that file is on my machine and I don't have the 2012 one either, but like I said before, these don't get uninstalled so it could just be that it was never uninstalled. Mine has a date of 07/11/2011 on it. But you say it is being used by Quicken so I would go with the first guess that it is Microsoft's doing.

Note on the "Enterprise" that Quicken has always got that wrong for the Pro version of Windows.

smono57

No, Microsoft does not bundle old, outdated versions of Visual C++ Runtimes with newer versions. They are only stating that it is compatible with programs that were developed with older versions. Each version of the Visual C++ can be installed side-by-side (meaning they don't rely on each another and are installed as if each version were a separate program). As I mentioned, the Quicken installer file (Quicken.msi) still contains these old versions of Visual C++ Runtimes 2010 and 2012 files so it is nothing Microsoft is doing.

Jim_Harman

Back to the original question, here is my updated list of the feature differences between Deluxe and Premier. The Starter edition has limited budgeting and does not support investing accounts or Tags in reports.

You should be able to search the Help to learn more about these features.

Portfolio X-Ray
Real time quotes
Scheduled quote updates every 15 minutes
Partnerships
RSUs
Crypto
Home value tracking via Zillow
Individual tax schedule reports
Investing Income by Security Report
Investing Lifetime Overview report
Investing Bonds tracking tab (?)
Investing Performance tab (?) or maybe it is just the "Buy and Hold" option on that tab.

Chris_QPW

For grins I uninstalled the v14 Redistributable components. Not surprising C:\Windows\SysWOW64\msvcp100.dll and C:\Windows\SysWOW64\mfc100enu.dll wasn't removed.

But even bit more surprising is that Quicken Windows ran fine. As in at this point according to Install Apps I have no Redistributable components installed and still Quicken runs fine. That should give you some indication of what really happens when you "uninstall" these system libraries. I'm sure they are all still there.

I also reinstalled Quicken and it didn't reinstall the Redistributable components. Which I figure happened because its check for if it is installed probably passed because no matter what Install Apps says, it is still there.

Chris_QPW

If I remember correctly Deluxe doesn't have the Performance tab at all. And I just took a look at the original post's image and it confirms that. But some of what is on the Performance tab can be found in the reports and Classic Home widgets.

Derek Ohio

Just want to confirm this observation from my setup: Quicken Classic Deluxe R70.20, subscription current and complete tracking enabled for investment portfolios. As a retiree I have several bonds for an income stream and this feature definitely piqued my interest. There's no sight of any sort of bond income tracking features. Online searching turned up references to the Morningstar X-Ray that was discontinued a while ago I read.
I'd like to get a definite yes or no on availability of bond tracking in R70.20

Derek

Chris_QPW

The Morningstar X-Ray feature is still available in Premier and above. It has had some problems at times, but it has never gone away.

Quicken Kristina

Hello @smono57,

Thank you for reaching out! I reached out to my team internally for confirmation. They said that this functionality is available only in Premier and above.

I hope this helps!

Jim_Harman

And bond tracking is definitely present in QWin Premier and up, R70.20. I have not seen any feedback yet on how well it works.

markus1957

The "Smarter Bond Tracking" feature is not very smart. At least not smart enough to warrant paying more to use it.

The feature's inability to evaluate bonds by Call Date, Yield to Worst and bond ratings makes it mostly useless to a bond investor, but like a lot of the new features as of late, it looks nice.

@smono57

I can't tell if you figured it out the Visual C++ bit so here is some more detail. No need to uninstall/reinstall Quicken.

Go to the Windows control panel / program and features. Uninstall your existing Visual C++ 2012
Most likely Quicken will work without it but perhaps other programs need it, so I would
Download the latest one (I think it is still Visual C++ v14) from the Microsoft website and install it. Note that you may need both, x64 and x86.

That gets you to the latest. From this point, even if you later uninstall and reinstall Quicken, Quicken will detect the libraries since they are backwards compatible and won't install the old one (I have tested this). Hope this helps and good luck.

P.S. Your "Enterprise" version is fine.

Thank you for the list @Jim_Harman

You are correct @Chris_QPW. In fact in some older post that I participated including some SUs (maybe you and Jim) in it was determined that many Premier-only features (in reports if I recall) can be accessed via various workarounds in the Deluxe version. I used to have the Premier and when I downgraded to Deluxe, I didn't miss anything.

smono57

@Jim_Harman thanks for providing this list of features differences.

smono57

I'll give this a try, as it would allow me to at least get Visual C++ 2012 runtime off my computer. However, Quicken does contain and install both versions (2010 and 2012) in the installer file. I'm not sure if it would reinstall it at the next Quicken update since it is included in the Quicken instaIler file. It may see that as a problem and try to "repair" the install by putting C++ 2012 back on the computer. I agree that after I turned on file auditing for the old Visual C++ Runtime files I did not see Quicken actually use Visual C++ 2012. It only seems to use Visual C++ 2010 runtimes. But, it's possible the version I have, Quicken Deluxe, only uses Visual C++ 2010 so it will run fine with only that version, and other versions like "Premier" maybe use both 2010 and 2012.

If anyone else is interested pursuing this Visual C++ Runtime issue further, Microsoft provides a process and a couple scripts to setup file auditing for the old, outdated versions of Visual C++ runtimes at this link: Audit Visual C++ Runtime Version Usage | Microsoft Learn . Note, the scripts they provide don't audit for Visual C++ v14 Runtime since that is still a supported version. However, the script can be adjusted to include that if you want.