IRA RMD (required minimum distribution)

This should not be difficult, but it is. There have been several posts on this topic but, in my opinion, without satisfactory resolution. Most seem to be work-arounds. My work around amounts to using the Memo field to denote that a transaction is part of my RMD. Messy but somewhat workable. Unfortunately, Quicken values securities transfers at their purchase price, not the price on the day of transfer.

As I see it, there is a basic RMD to which a sub-distribution QCD (qualified charitable distribution) belongs. These can apply to cash or securities transfer from a tax exempt to a non-tax-exempt account.

Quicken needs to find a simple, straightforward way to categorize and then have a standard report that will accurately report RMD and RMD:QCD transactions. This should not be that hard. Please give this very common situation top priority.