Portfolio X-Ray AI Analysis tool shows same results regardless of asset allocation

System
System Member admin
edited 2:09PM in Investing (Windows)

This discussion was created from comments split from:

Portfolio X-Ray not recognizing ETF stock funds

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  • Langston Holland
    Langston Holland Quicken Windows Subscription Member ✭✭✭
    edited 2:16PM

    Portfolio X-Ray update:

    AI doesn't work yet, no matter what assets are screened, it thinks you have nothing but cash or bonds.

    Attached is the Vanguard total US stock market ETF (VTI) alone. Asset allocation is correct and the Stock Intersection report is correct, but the AI doesn't see it apparently.

    AI Error.png

    (R66.12, Quicken Classic for Windows, annual subscription, Win11, Parallels on a 2023 Mac with ARM chip)

    Just for fun - here's what the Grok AI said about my VTI-only Roth IRA:

    This 100% VTI portfolio delivers pure, low-cost exposure to the entire U.S. stock market, embodying maximum growth orientation and very high risk tolerance through complete equity commitment with no fixed-income or international diversification. Historically strong long-term returns come with elevated volatility and deep drawdowns (e.g., 50%+ losses in major bear markets), making it highly sensitive to U.S.-specific economic cycles, valuations, and currency strength. Held in a retirement account, it benefits from tax-deferred or tax-free compounding, ideal for young accumulators with decades-long horizons who can withstand severe fluctuations. However, it carries substantial sequence-of-returns risk near or in retirement and lacks any ballast, rendering it unsuitable for conservative investors or those needing near-term stability.

    God bless you and your precious families - Langston
  • Quicken Kristina
    Quicken Kristina Quicken Windows Subscription Moderator mod
    edited 2:32PM

    Hello @Langston Holland,

    Thank you for letting us know about this issue! I tested in my Quicken file and saw the same behavior. Regardless of the asset allocation, the AI Analysis always provides the same evaluation.

    I forwarded the issue to the proper channels for further investigation and resolution. To contribute to the investigation, please navigate to Help>Report a Problem and send a problem report with log files attached.

    Report a Problem QWin.png

    While you will not receive a response through this submission, these reports will help our teams in further investigating the issue. The more problem reports we receive, the better.

    We apologize for any inconvenience!

    Thank you.   

    (CBT-1038)

    Quicken Kristina

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  • Langston Holland
    Langston Holland Quicken Windows Subscription Member ✭✭✭

    Just made the problem report within Quicken. Thanks again Kristina. :)

    God bless you and your precious families - Langston
  • Quicken Kristina
    Quicken Kristina Quicken Windows Subscription Moderator mod

    Thank you for providing that problem report!

    It will help our teams investigate the issue!

    Quicken Kristina

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