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Glad you figured it out. Yes, this can happen either due to user error or bugs in Quicken. Either way, a feature that exists in QM2007 would make this more obvious and make dealing with it SO easy. You may want to add your VOTE to Track/store Prior Reconciled Statements/periods.Appleseed Oakley said:The problem turned out to mostly be a lack of understanding on my part. The key clarification was turning on the "Clr" column so I could see that some of the previously reconciled transactions were no longer "checked" -- and then understanding that the sum total of those uncleared transactions was the difference it was presenting to me when reconciling. Once I checked all of them, the discrepancy evaporated to zero. Mainly I didn't realize that all of those transactions had become "uncleared"