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Projected Balances Including BOTH Budget Amounts and Bill Reminders (1 Merged Vote)

When planning / budgeting it's very useful to know what your projected balances would be assuming your current budget and bill reminders are accurate.
Currently the Projected Balances report only includes amounts from Bill Reminders - this is not very useful because it excludes amounts that aren't a scheduled bill. Such as groceries, fuel and other expenses that do not fit the mold of a "Bill Reminder" that can be included in a budget.
Projected Balances need to include these budget amounts to accurately reflect where you will be in the future financially.
This is the #1 feature I used in MS Money had that was invaluable and Quicken has yet to include in their product.
Currently the Projected Balances report only includes amounts from Bill Reminders - this is not very useful because it excludes amounts that aren't a scheduled bill. Such as groceries, fuel and other expenses that do not fit the mold of a "Bill Reminder" that can be included in a budget.
Projected Balances need to include these budget amounts to accurately reflect where you will be in the future financially.
This is the #1 feature I used in MS Money had that was invaluable and Quicken has yet to include in their product.
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Please change this Intuit, and AT LEAST, give people the option to calculate projected balances based on budgets.
It's otherwise virtually useless.
If we are able to capture accurate budgeted information based on actuals/anticipated, why Intuit, do we have to re-enter the information into a scheduled bill, to calculate projected balances? Why would we schedule a trip to the grocery store as a bill to get an accurate portrayal of projected cash? Or, fluctuating costs (i.e. gas, utilities)? Or an outlooked contractor to paint the exterior? I'm completely flummoxed, and have been for years?
Give us a second (and better) way!! Projected cash flow/balance based on a more accurate portrayal of income/expense --> Budget
If you do want to include the remaining budgeted amount in the projected balance, create a reminder for the budget balance and adjust it regularly.
Note: Quicken is not owned by Intuit.
Premier on Windows 10
No matter how you slice it, entering information 2X is not efficient. And, the most efficient, is from the budget data set. Using a business as an example, they would establish an annual plan based on a forecast of incomes/expenses (also known as a budget, and often based on past history), and determine their projected balances, thereby understanding on a monthly, quarterly, or annual basis, if their goals (budget) met projections.
There will be no way of telling me that double the data entry is not one of the deadly wastes in business (or at home), and that one can't realistically wait for the next electricity bill to see what the actual amount is going to be, and be able accurately determine what their cash flow or balances will be.
If I can create a budget for say 1 month, or a quarter, and fall within 5% on actuals, surely this can be easily used as the data set to determine projected balances, without having to RE-enter the data as a reminder.
Give me the option, I personally think it's just a guise to sucker people into bill pay, which virtually everybody already allows online. I think I've written 7 checks in the last 3 years. It went the way of the fax, and the covered wagon.
Give me a budget for projected balance, or give me death. All businesses operate. This is why companies layoff, make capital expenditures, cut costs, etc... Manage your budget, the balance and cash flow follow. No need to do things 2X.
This seems like a logical way of combining budgetary constraints with projected cash flows and a feature I have been looking for in a software package since 2005.
And not to sound confrontational, but if another package offered that, I would jump from the Quicken model in a heartbeat.
Everyone, including the person who initiated this discussion …
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Still, scheduled bills and incomes, isn't an effective way to project balances. Budgeting is.