Back-up discrepancy with new Encrypted version just updated to

Hi, My Quicken2016 for Mac version has recently done an update to a version with encryption. All has gone well restarting with my existing Quicken back-up file. But after updating my banking and saving a new Back-up I noticed that the new back-up file in considerably smaller than my file before the update, 3.9 instead of 8.3. I am worried that if I have call to go back to one of the new files at a later date , after a problem!!! I would find I didn't have all my entries as it may not have saved them all. Can anyone explain the discrepancy?

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