Why does Mint support these downloads but not Quicken?

hurwi

It seems like there are many accounts that Mint can link to, but Quicken cannot. I understand Quicken wants more functionality to be supported by the provider, but even if they do not support bill pay, I would love to see some read only downloads implemented for Quicken like Mint does. Here are just a few that Mint supports downloads for but Quicken does not:
- Optum Bank
- Sofi
- Wells Fargo without having to pay for full Quicken integration
- New American Funding
- NY Saves 529
- CA ScholarShare 529
- Zillow update for home value

Why does Mint support these downloads but not Quicken?

Boatnmaniac

@hurwi - Financial institutions must contract with Quicken in order for them to be supported.  No contract, no Quicken services.  The decision rests solely with the financial institutions.

BTW, regarding the institutions you listed:

• Optum Bank:  It is already supported.
• Sofi, New American Funding, NY Saves 529:  Not supported.  If you want them to be supported, push them to contract with Quicken.
• CA ScholarShare 529:  On 1/27/2020 they discontinued support of Quicken.  You need to ask them why they did that and push them to contract, again, with Quicken.
• Wells Fargo:  Wells Fargo charges the fees, not Quicken.  Why are you complaining about Quicken regarding this?  You need to take it up with Wells Fargo.
  
• Zillow home value update:  OK, you might have a valid gripe regarding this.  It is available with QWin Premier and Home & Business but it is not available for Starter and Deluxe nor for QMac.  If you really want this feature added to QMac, vote up the Product Idea posted here...https://community.quicken.com/discussion/comment/20121877#Comment_20121877.
  

splasher

Quicken and Mint are products by two different companies.

Ford automobiles do not have all the same features as Dodges or Volvos, why expect Quicken to do everything that Mint does or Mint to do everything the Quicken does?

Boatnmaniac

@hurwi - Financial institutions must contract with Quicken in order for them to be supported.  No contract, no Quicken services.  The decision rests solely with the financial institutions.

BTW, regarding the institutions you listed:

• Optum Bank:  It is already supported.
• Sofi, New American Funding, NY Saves 529:  Not supported.  If you want them to be supported, push them to contract with Quicken.
• CA ScholarShare 529:  On 1/27/2020 they discontinued support of Quicken.  You need to ask them why they did that and push them to contract, again, with Quicken.
• Wells Fargo:  Wells Fargo charges the fees, not Quicken.  Why are you complaining about Quicken regarding this?  You need to take it up with Wells Fargo.
  
• Zillow home value update:  OK, you might have a valid gripe regarding this.  It is available with QWin Premier and Home & Business but it is not available for Starter and Deluxe nor for QMac.  If you really want this feature added to QMac, vote up the Product Idea posted here...https://community.quicken.com/discussion/comment/20121877#Comment_20121877.
  

Chris_QPW

I will point out also that both the contracts and the access APIs for Quicken vs Mint are different.

For instance since Mint gets its income from ads and such, they make the contract that they will places XXX ads in exchange for access, whereas Quicken doesn't.

And given that there isn't any standardized API to access this data, each is fighting for support for the APIs they support.  And so that certainly goes into the financial institution's decision on whether they want to support Quicken or Mint or both, and at what level