you for reaching out on the community and telling us about your issue. I do
apologize for the issue you're having. Quicken does not download any pending transactions with any FI. Unfortunately there is no way to change that currently as well. I do apologize for any inconvenience this has caused.
Quicken downloads whatever the financial institution provides to download; there is no discretionary control over what types of transactions to download or not.Many people enter transactions manually and then allow the eventual download to match with the previously-entered manual transaction.