This issue is not resolved. I tried contacting support yesterday at Quicken because the Chase checking balance included the pending transactions and then it included them again, so I was off double, but they transactions were not included in the register.
I was told to restore to a prior version of my files. So I did and guess what? My bank reconciliation is still wrong and it's still due to the pending transactions that are being included in the Chase balance but not in the register. Then it counts them again. I am once again off double the total of the pending transactions.
Some support - it was a known issue!
I have cancelled my subscription renewal which amazingly was due today. I have used Quicken for close to 30 years, so I may go back to pen and paper for a while until I figure out what other options there are. My stuff is not that complicated.