Can quicken for Mac designate an IRA account at Vanguard as non-taxable.

jmathews · December 2025

My Quicken for Mac does not allow me to separate taxable and non-taxable investment income. Instead, both IRA and brokerage accounts show as taxable income. A Quicken advisor told me this distinction in taxable vs non-taxable could be made in Quicken for Windows by specifying the IRA account as non-taxable when it is set up, but that this cannot be done on Quicken for Mac.

Can this be fixed in a future update?

[Edited - Readability]

Quicken Kristina · December 2025

Hello @jmathews,

Thank you for reaching out! While Quicken for Mac does not allow you to manually set an IRA as taxable or non-taxable, according to our help article on setting up investment accounts, the program assigns the taxable/non-taxable status automatically when the account type is chosen.

If you would like to see the ability to manually select the taxable status added to Quicken for Mac, then I recommend creating an Idea post to request this functionality. Ideas that get enough votes may be implemented in the future! For information about creating an Idea post, please review the discussion linked below:

https://community.quicken.com/discussion/7849425/creating-and-voting-for-ideas-in-the-community

I hope this helps!

jacobs · December 2025

@jmathews Something doesn't sound right in what you're saying or what you were told. Quicken Mac knows that all retirement accounts generate non-taxable income. You don't do anything to designate an account as non-taxable; Quicken automatically knows the tax treatment of income in IRA, 401-k or other retirement accounts.

Are you using the Tax reports to see your taxable income? If you do a standard transaction report, Quicken doesn't separate taxable and. non-taxable income. But you could easily set up such a report to exclude your retirement accounts. The Tax reports handle this automatically, only reporting on taxable accounts.

jmathews · January 12

Quicken help informed me today that Quicken Mac cannot make a distinction between taxable and non-taxable income from Vanguard accounts. If you have a solution, please share it.

Jon · January 12

@jmathews As @jacobs pointed out, most Quicken reports do not separate out taxable vs non-taxable income - you have to customize the report and exclude the tax-deferred and non-taxable accounts to remove income in those accounts from the report. But the Tax reports should do it automatically.

jacobs · January 12

@jmathews Are you now talking about non-taxable income in a taxable account, such as a tax-free bond fund in a regular brokerage account? If yes, there's an easy way to handle that: for a particular bond or fund which is non-taxable, open the security in the Securities window, and check the "This security is tax-exempt" box. And dividends or capital gains from this security will be reported as tax-free in any reports.

But if you're talking about accounts which are taxable versus non-taxable, as it seemed in your original post, then as I wrote above, you simply omit the retirement accounts when you're generating a standard report for the purposes of seeing your taxable income. And/or use the tax reports, which by default exclude the retirement accounts.

Those two things allow accurate reporting of taxable and non-taxable income in Quicken Mac. If you think something is still missing, please provide more information about you're looking for a solution for that isn't explained here?

Can quicken for Mac designate an IRA account at Vanguard as non-taxable.

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