Simplii Financial Credit Card Interface Stopped Working

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Comments

  • BeastofRMC
    BeastofRMC Quicken Canada Subscription Member ✭✭

    Adding a complaint voice here. Used to be able to download from my SImplii accounts using One-Step Update, now need to log in to Simplii and download each account individually. Simplii says it's a Quicken problem, Quicken says it's a Simplii problem. From above comments, looks like Simplii has stopped paying to allow the direct connection? Anybody had any traction complaining to Simplii?

  • rab
    rab Member ✭✭✭

    Simplii has not been responsive. Support only says they will report the issue to their IT team and say they won’t provide any follow up info.

  • Stejay
    Stejay Quicken Windows Subscription Member ✭✭
    edited January 24

    I just discovered this too. Annoying. [Edited - Language]

  • analogkid
    analogkid Quicken Canada Subscription Member

    This is happening to me too. This needs to get fixed.

  • harveythiessen
    harveythiessen Quicken Canada Subscription Member

    Me too - this is nasty.

  • Fio252
    Fio252 Quicken Windows Subscription Member

    After using Quicken 2000 for 26 years, yesterday I finally bit the bullet and subscribed to Quicken Classic. Imagine my shock and disappointment to discover that just recently my primary accounts with Simplii are not downloadable!Thank goodness I explored on-line and found this thread!
    Thank you!

  • friarcanuck
    friarcanuck Quicken Windows Subscription Member

    Adding my name to the complaint list. One click updates with Canadian banks is one of the only reasons I still use Quicken.

  • Quicken Kristina
    Quicken Kristina Quicken Windows Subscription Moderator mod

    Hello All,

    Unfortunately, Simplii Financial no longer supports Quicken Canada. Since it was the financial institution's decision, it may be helpful to contact the financial institution. Letting them know there is demand for the feature might get them to choose to support the connection again.

    Thank you!

    Quicken Kristina

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  • MarkCanada
    MarkCanada Quicken Canada Subscription Member ✭✭

    Hi Kristina

    With "supports" you mean financially, right? The nice double-dipping you had going?

    Quicken should at a minimum still support manual import of transactions. Your users are still paying you the same as before, and more, and you owe them at least that much since there is no additional cost to you.

  • rab
    rab Member ✭✭✭

    If this is true, I agree with MarkCanada. I have done my part by subscribing to Quicken. Simplii has done its part by offering the file. It certainly doesn’t seem fair for Quicken to block the download. Especially after the steep increase in subscription fees. How are we supposed to feel this is anything but a money grab? I might feel differently if the file no longer worked. But this seems like we are being held for ransom while Quicken tries to squeeze Simplii for a renewal of some contract. Surely this can’t be true!

  • Monet
    Monet Quicken Canada Subscription Member

    Is it going to be fixed? Or should I request a refund. I just renewed, and without my main bank, I have no use for Quicken

  • Arctic Hare
    Arctic Hare Quicken Windows Subscription SuperUser ✭✭✭✭

    Quicken can’t answer your question. You need to ask Simplii if they are going to renew their contract with Quicken.

  • Newkid
    Newkid Quicken Canada Subscription Member

    Thank you for this workaround!! Found it very helpful - it adds another step to the download process, but it sure beats manually inputting all of my credit card transactions. Fortunately, checking and savings accounts are still downloading properly for me.

    One thing I did notice that I thought was odd is, although Simplii is not longer included in the CDN version of the FIDIR.TXT file, it is still in the US version. Not sure if this is just an error on the part of Quicken (they put it in the wrong FIDIR file) or if it was originally in both and just wasn't removed from the US version.

  • Arctic Hare
    Arctic Hare Quicken Windows Subscription SuperUser ✭✭✭✭

    This works because CIBC has a current contract with Quicken; conversely, it appears that Simplii chose not to extend/renew their agreement. If you disguise the Simplii file as a CIBC (or other financial institution with a current agreement) by modifying the BID the transaction data will import.

  • SpeedieDee
    SpeedieDee Quicken Mac Other Member ✭✭
    edited February 6

    I escalated this issue to Simplii’s parent company, CIBC, a month ago. According to their internal feedback, they currently only have four reported cases with this specific error code, so they don’t consider it a "widespread" problem yet.

    If you are seeing this error, please take two minutes to email: talktous@simplii .com to register a formal complaint. We need to increase the report volume so they’ll dedicate the resources to fix it. Please refer to "CC-885 error" so they know that we are all experiencing this same issue.

    Thanks, Darren

  • LDD
    LDD Quicken Canada Subscription Member

    Does Quicken not realize if we cannot download/update from our Simplii bank account, then we will just cancel our Quicken account? So it would be in their best interest to not charge?

  • LDD
    LDD Quicken Canada Subscription Member

    I'm frustrated with this response. This is not a Simplii issue, it is a Quicken issue. I am a customer of Quicken and if I cannot use their app for my banking reconciliation, then I will find a service that will. Quicken needs to resolve this with Simplii.

    How do we get action with Quicken?

  • analogkid
    analogkid Quicken Canada Subscription Member

    I complained to Simplii about this.

    Checked it again today and it looks like Simplii is listed again in Quicken as a financial institution that supports web connect express.

  • analogkid
    analogkid Quicken Canada Subscription Member

    Just following up,
    I was able to reconnect my Simplii accounts and they're syncing again. My issue is resolved.

  • GNick
    GNick Quicken Windows Subscription Member ✭✭

    I complained several times to Simplii in January and February. Most of the client support people there acknowledged that they were aware of the problem and Simplii was working on it. Later, I asked to escalate this and a Senior Client Care Specialist at Simplii. He confessed that he did not know anything about how downloads work, and he was unaware of the existence of Quicken. He passed on a cryptic message from Simplii tech support saying, "the logs for download transaction requests and the corresponding response payloads for viewing data and transactions are in accordance." Neither he nor I could interpret this word salad so I continued pressing for reliable information.

    Based on messages posted here on February 15, I managed to reconnect, my Simplii accounts to Quicken today. It looks like someone at Simplii finally woke up and fixed the problem. Based on all the evidence I have seen, I am 95% sure that Simplii had failed to maintain their subscription to Quicken and has now re-subscribed.

  • Arctic Hare
    Arctic Hare Quicken Windows Subscription SuperUser ✭✭✭✭

    Yes - Simplii had failed to maintain their subscription to Quicken and has now re-subscribed.

  • rab
    rab Member ✭✭✭

    I have access to all the other Simplii accounts but I still get the same error when I try to download the credit card transactions.

  • UKR
    UKR Quicken Windows Subscription SuperUser ✭✭✭✭✭

    How are you trying to download transactions for the credit card?
    As indicated by the current Canadian FIDIR file control record for Simplii, QFX file downloads from the website (aka Webconnect) are not supported. You need to set up and use One Step Update (Express Web Connect).

  • rab
    rab Member ✭✭✭

    Manual processing gives the same error. You are correct that One Step Update allows me to download the data but now it reverses the closing balance, showing the outstanding balance as a negative. As a result, Quicken tries to reconcile using the wrong figure. I can solve this problem by choosing to reconcile "to a paper statement" by inputting the balance manually with the proper negative/positive sign. What is disappointing is that this had been working for years with no problem. I wonder why they broke something that was working just fine before.

  • pc1972ham
    pc1972ham Quicken Canada Subscription Member

    Thanks for the help. I changed the BID code to 00005, and it downloaded.

    So if I understand correctly, Quicken rejects the file because Simplii (05060) is not a supported Web Connect institution.

    Is that a Quicken problem, or a Simplii problem? And more importantly, is Quicken or Simplii going to fix it??

  • Arctic Hare
    Arctic Hare Quicken Windows Subscription SuperUser ✭✭✭✭

    00005 is CIBC, by the way. The entry in the FIDIR.TXT for CIBC is:

    00005 00005 00005 CIBC https://www.cibc.com/ 1-800-465-CIBC https://www.cibconline.cibc.com/olbtxn/authentication/PreSignOn.cibc?locale=en_CA ACTIVE BANKING,CREDIT&WEB-CONNECT BANKING,CREDIT,ACCOUNTINFO&EXP-WEB-CONNECT NOT_QBP NA

    The above tells us that Quicken support Bank accounts, credit accounts using Web Connect.

    The entry for Simplii is the following:

    05060 05060 05060 Simplii Financial https://www.simplii.com/ 1-888-872-4724 https://www.simplii.com/en/home.html ACTIVE BANKING&WEB-CONNECT BANKING,CREDIT,ACCOUNTINFO&EXP-WEB-CONNECT NOT_QBP NA

    Note that the entry for Simplii is missing the word "credit" in relation to "&WEB-CONNECT". Hence, Credit accounts are not supported for Simplii, but they are for CIBC. That is what is driving the behaviour you are experiencing. It is working as intended. For whatever reason, Simplii chose not to support Web Connect for Credit accounts. If you want this changed, you'll have to take it up with Simplii. Pursuing it with Quicken will get you nowhere.

  • Hitest
    Hitest Quicken Canada Subscription Member ✭✭

    If you are using quicken Canada and experiencing the same problem as I am, (Quicken no longer updates the simplii accounts in the account register and when I do a search for Simplii in the add an account area, Simplii financial no longer appears in here as a financial institution and I know it used to).

    This all started for me in around Dec 2025, it used to work fine before then. After some research I was told by Simplii that they were aware of a technical problem where after Quicken was updated to the latest version, the Simplii Financial no longer shows up as a financial institution and one cannot update Simplii accounts. In Dec 2025 Simplii assured me this was not a situation where they were no longer support Quicken, they were aware of the problem and actively working with Quicken to fix this problem. So today, about 2 months later, I phoned for an update and was told the same story, Simplii is working with Quicken to fix the problem.

    If you also are experiencing this problem, I suggest you phone Simplii Financial at 1-888-723-8881 and quote them ticket reference 0301-0555. This apparently is the code they reference that is dealing with their efforts to work with Quicken to fix this. Further I suggest you ask to speak to a manager to escalate this problem, (I have already done this) it has been going on far too long, and they were unable to give me an estimated time to fix, but if enough people phone in to complain (and escalate) perhaps this will light a fire under their IT department to finally fix this. As for Quicken, Simplii doesnt make any money from providing this feature, but Quicken sells it as a feature (auto update) and plenty of Quicken customers pay good money to use this feature so instead of passing the buck and having your customers go back and forth between Quicken and Simplii. Quicken should be stepping up and actively working with Simplii to fix this

  • Arctic Hare
    Arctic Hare Quicken Windows Subscription SuperUser ✭✭✭✭

    This problem HAS ALREADY been solved. You need to update you FIDIR.TXT file.

    Try doing this…

    • Edit > Preferences > Quicken ID & Cloud accounts > Sign in as a different user > Type "yes" on the bottom > Sign out > Then try to sign back into Quicken.
    • Once you've copmleted the above step, then try running a One Step Update.

    BTW, are you trying to use Web Connect or Express Web Connect (i.e. One Step Update) to download transactions? There might be extra steps if you are trying to use Express Web Connect.