Add ability to add 1 or 2 Quicken IDs to Subscription for Security/Privacy (28 Legacy Votes)

Unknown

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

That’s obvious. But it doesn’t make it any more helpful to combine them.

Unknown

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

Once again...the apparent reasoning behind ONLY one Quicken ID/password per subscription is that Quicken Inc will have control over who uses their software...and that those users have actually PAID to use the software.

Not saying that you would do this, but let's face it...in the old model you buy one copy of Quicken.  You install it on three PC's, but that's the "honor" system.  It's been shown and I've installed Quicken on more than three PC's (just to test the three PC limit, of course).  

So, there was no stopping you from giving your copy of Quicken to Uncle Phil...and cousin Ted and your daughter's friend...etc etc etc.

And of course there are plenty of people on eBay or other outlets who would SELL their copy of Quicken to almost unlimited purchasers by burning copies of the software.  Completely illegal, of course...but we all know it's been done.

That, in itself, cuts into Quicken's profits.  And rightfully, they have put an end to the counterfeiting and piracy of their software by REQUIRING you have an activation code, which in turn allows you to download a copy of their software.

And thus it's ONE user ID/password per subscription.  As it should be.

I don't get to purchase a 1 license software and install it on unlimited machines...or give it to other people I know (or even don't know).  That's how subscriptions work.  Some companies will allow you to purchase additional licenses at a reduced fee, however.  

Now, if Quicken would like to sell additional subscription licenses to current users at a discounted rate, maybe that's something Quicken MIGHT want to consider.

Of course, I would expect that Quicken would charge more for that...as they should.  Quicken is NOT obligated to allow you to use more than one copy for more than one user.  If they ADD additional installations at a cost that is less than subscribing individually for each person, that might be something they could consider.  

But I'm guessing that's something that might not occur for a very long time, as there are certainly other issues to consider before they even get to that.

And the voting for this addition is only at 14 votes...so that would indicate that it's not a concern for almost every mainstream user.  

Unknown

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

Also, as to the comment above about him wanting to share his Quicken download with his wife and possibly kids...

The ONLY thing that would be affected by sharing the same Quicken ID/password with other family members would be Credit Score, Quicken Cloud and possibly Bill Reminder Downloads (although I'm not sure about the last one).  

They are the only info that is linked to your Quicken ID/password.

So, create a new Quicken file for your wife...and another for your daughter.

it's not ONE Quicken data file per ID...it's ONE ID per subscription.  Big difference there.  

Just don't activate your Credit Score, download to the Quicken Cloud or create any downloaded bills.

That would work...wouldn't it?

Now, for others that "do work" tracking other's financial's, I still think because that is outside the scope of a HOUSEHOLD family member you SHOULD be required to purchase another subscription for each of them.  

But that's just my opinion.  I'm sure that others will disagree with my view, especially users that are doing financials for other people outside the scope of immediate household members. 

miklk

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

Ref. Just don't activate your Credit Score, download to the Quicken Cloud or create any downloaded bills.


So, just don,t use 1/2 the program and 1/2 the features. That seems unacceptable.

It seems to me that the people that are not affected by this are having trouble seeing the problem.

Unknown

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

Yes. People keep restating very obvious things. We know Quicken is doing this to increase revenue over the standard upgrade cycle and to prevent copyright infringement.


There are other ways to prevent copyright infringement. Or you could invest the revenue from subscriptions into features that benefit users rather than presume most of your customers are criminals.

Lysander Spooner

David said:

This reply was created from a merged topic originally titled merging.


This reply was created from a merged topic originally titled multi-user access for families and/or joint account holders.My wife and I each want our own credentials to access the same quicken database. That makes sense, doesn't it? That is how our joint bank accounts work. Each of us can go into separate bank branches, present credentials for our joint accounts, and perform transactions. We also have individual, private accounts. We want that same paradigm in our financial tracking software, and we can't seem to find it.  

The financial picture of 2+ people is often a mix of individual and joint accounts, privacy, and transparency. It would make sense for financial software to follow the same model. I would like to have my individual accounts, and we [wife & I] should be able to have our joint accounts all under the same software roof, each with our own credentials, each with applicable privacy and transparency.

One step further, I would like to get my kid(s) setup, too, so I can monitor their accounts, they can learn to manage money, ... and can grow up to be quicken users on their own subscription.

Of course, that is a big leap from where Quicken is today but part of buying the subscription is the promise of continuous improvement, and this is the broad use-case which describes what I would like to see from a product like Quicken. Frankly I'm not sure how we all got to 2018 and online financial giants make joint account holders share credentials.

Please consider,
David

Note: This conversation was created from a reply on: Add ability to add 1 or 2 Quicken IDs to Subscription (Q2018) for security and pr....

Tom, totally agree.

The claim that multiple people in a household can use QM2018 with a single ID is not accurate. If the program asks you to login in to validate and holder of the phone getting the verification text is not immediately available then the other household user is stuck.

Quicken Corp needs to provide a way for at least two people to get the text.

miklk

smayer97

miklk

splasher

miklk

splasher

Unknown

miklk

miklk

splasher

miklk

smayer97

miklk

This is such an old thread, it should probably be abandoned anyway.

splasher

splasher

miklk said:

This is such an old thread, it should probably be abandoned anyway.

Normally I would say yes, but this thread was created to collect votes, so it needs to stay active.

smayer97

Unknown

splasher

miklk

smayer97

smayer97

Herman Mittelman

Unknown

 Credit Report?
My family has two responsible adults. Does this product allow one credit report or two?

Quicken_Tyka

Dennis Carroll said:

 Credit Report?
My family has two responsible adults. Does this product allow one credit report or two?

Hello Dennis,

Currently, the credit score is only limited to one credit report.

I have you moved you to an Idea thread on this topic.

Our development team reviews the Idea posts to get an Idea of what people would like to see.

I apologize we don't have a solution for your request at this time.

-Quicken Tyka