Thank you for your suggestions. The file name is 4 Characters. I checked the QUSER.INI file, and the recent files info is there. I deleted the QUSER.INI file and started quicken, giving my file. As you can see below, the QUSER.INI file is being written, but it is ignored on startup.
It looks like you're new here. If you want to get involved, click one of these buttons!