Ideas are also reviewed by our Development and Product teams in order to improve Quicken and implement new features requested by customers.
Please, be sure to add your own vote as well.
I also need this enhancement for the bill reminder estimate. The current estimates don't get anywhere close to the actual bill amounts. So, I too want the "the amount from X days ago" option.
An up vote from me!
If Quicken can make use of my next closing date instead of my next due date for the estimated payment amount, I'd even be happy to manually adjust that closing date when I know what it is, if I had to.
Come to think of it, I'm already using "Auto enter x business days in advance" in my Bill Reminder, so perhaps the estimate could make use of that date for the estimates? Not sure if that would work for everyone, but I'm pretty sure it would at least make things better for me.
Best if Quicken could just get, adjust and reflect that information automatically in the estimating - much more sophisticated than it is now, but much more accurate and useful.
For example, I know my credit card closing date is typically the 21st or 22nd of the month, something like "at least 20 business days before next payment, except weekends and holidays…", so I'll typically schedule any big credit card payments to post on the 23rd or later, just to give an extra month to pay off (e.g., leave my money in my savings account an extra 30 days / wait for an additional paycheck or two instead of pulling from savings).
Let's use the example of my statement closing on April 22, payment due on May 17, and big charges (e.g., annual insurance) posting on May 1. Quicken is including those big May 1 charges in my estimated payment for May 17 even though they won't actually be due until my June 17th payment.
Background: When adding or editing a bill reminder for a credit card, Quicken gives us the option to estimate the amount due. It provides us with four dropdown options of Fixed amount, Previous payments, Time of year, and Current credit card balance.
Suggestion: I am proposing to add a 5th option of "Specific day of the month" or something like that - see the mockup image. This is useful for manual credit card bill reminders that are not linked to an online bill.
Credit card bills are typically based on a specific date of the month, say 15th for example. So if I could set the estimate to be based on the 15th of the month, that amount is a closer representation of my bill, instead of the current credit card balance. It is still an estimate due to many what if scenarios but a better one.
The way I see this work is that once I mark the bill as paid, the estimated amount will reset and the new estimate will become the Current credit card balance, and it will continue to grow based on any new transactions thru the set date, at which time it freezes and locks on that amount.
I doubt this idea will ever be implemented but won't hurt to throw it out there.
I like the idea. I think others have made similar suggestions, but this one is much more concrete for the "how to do it".
I would note that in an ideal world, what would be ideal is the amount on that date minus any returns after that date up until reminder's date.
To anyone reading this, if you like this idea please vote for it by clicking on the square box above. Also I found somewhat of a similar one from a few years ago:
voted. And here is kind of a similar one I recently posted before finding this.
The impact of this useful change would be that cash flow projections would be MUCH more accurate.
That is spot on @dir@
To me, adding this feature is a no-brainer as it's essentially foundational functionality. The existing options for Bill Reminder are fine for many scenarios, but not for credit cards where the balance gets paid off each month. As dir@ stated above, having the option where you can select the balance based on a credit card's statement closing date provides a much more accurate cash flow representation.
Case in point: today I was looking at the Bills & Income tab and it showed a Visa payment due in 2 days (Dec 12) What!!?? How did I miss that?? It turns out that a payment is actually not due on Dec 12 but actually is due on Jan 12. I have the Bill Reminder set to "Current credit card balance" - the closest option to being accurate, but not really good enough. I had one large charge on that Visa account that occurred after the statement closing date (16th of month) and before my normal payment date (12th of month). Instead of showing $0 (closing date balance), it shows the amount of that charge (current balance).
So, adding a 5th option to reflect closing date and show the balance as of that date would nicely round out this feature set.
BTW - I have been using Quicken for ~30 years. This a feature I have wanted for most of that time.
To me, adding this feature is a no-brainer as it's essentially foundational functionality. The existing options for Bill Reminder are fine for many scenarios, but not for credit cards where the balance gets paid off each month. Having the option where you can select the balance based on a credit card's statement closing date provides a much more accurate cash flow representation.
Case in point:
What!!?? How did I miss that??
after
before
I have been having the same issue. It's hard to tell exactly how much is due from the previous statement, causing me to go to the biller website to see what the last statement balance due. Has there been any progress on this?
I have recommended that this Idea be merged with the one referenced above.
@Jim_Harman,
The ideas have been merged as requested.
Thank you.
Thank you for merging this. As a reference, this Post was the one I had created that got merged in.
If you like this idea, add a comment here AND most important go to the top and click on the square vote button, ensure that you see the vote count increment. We need at least 50 votes for it to become considered. 31 votes as of 1/13/26. Thank you.
Giving this a quarterly bump. If you like this idea, scroll to the top and click on the vote box to increment the count.
