This Quicken Support page
https://www.quicken.com/support/message-when-using-online-services-ol-362
basically suggests deactivating downloading and them reactivating downloads and blames it as Account information being out of synch, whatever that means. I might first try shutting down Quicken, rebooting the computer (Restart) and then trying again.
Hello @H0YT22,
Thank you for reaching out to the Quicken Community, though I do apologize that you are experiencing this issue.
This issue usually occurs when account information is out of sync with the bank server. The information can become out of sync for a number of reasons. You may follow this link to access a FAQ that provides more information regarding this error message as well as some troubleshooting steps that you may follow. It is recommended to save a backup before proceeding (just in case).
I hope this helps!