I'm wondering if I'm paying for more than I need

Rod F.

I've been using Quicken's Classic Business & Personal version for several years. Over the last 10 years Quicken has been increasing the price they require paid. I've been OK with the price increase, until this year. It is now about $150, which for my family's budget, it has gotten to be more than I can justify. I work full time, and have a small side business, which some years doesn't bring anything in at all. My wife occasionally sells dog treats, but that is inconsistent. We don't really have inventory, even for her, as what she makes, she sells. The two side gigs bring in a few hundred dollars, but that's it. We don't have any rental properties.

With the latest increase that Quicken demands, I just don't see that we need what we're paying for Quicken's Classic Business & Personal version. What version of Quicken would be better suited to our circumstances?

Quicken Kristina

Hello @Rod F.,

Thank you for reaching out! The easiest way to figure out which subscription tier will best meet your current needs is to consider which features you currently use/need.

Do you currently use any of the business features? If you do, which ones do you use? Do you track investment accounts in your Quicken? Which reports do you use?

For a general side-by-side comparison of which features are in which subscription tier, I recommend checking this section of our website: https://www.quicken.com/products/pricing-comparison-classic/ . Scroll down to where it says "Business & Personal, Premier, or Deluxe?" and review to see which subscription tiers the features you need can be found in.

If there's a feature you need that isn't listed on that page, please let me know and I'll look it up for you.

I hope this helps!

Jim_Harman

You can track income and expenses that are reported on IRS Schedule C with Premier and I think also Deluxe. Business & Personal can produce invoices and estimates and the reports that are on the Reports > Business and > Rental Property menus. If you don't need any of those, Premier or (I think) Deluxe should be fine.

Mrs. H taught piano for several years and Premier was fine for that.

Chris_QPW

Just to confirm what @Jim_Harman said you could certainly use Deluxe for this. In the area of tax reports Quicken Deluxe has less "individual reports" like Schedule A, B, and D, but it has the Tax Schedule and Tax Summary reports which will give the same information.

Premier does have more features though like Zillow, Morning Star Portfolio, the Performance tab and such but Deluxe is still quite usable.