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Minimum Balance for Ebills

SystemSystem Member ✭✭✭✭
This discussion was created from comments split from: ebills on Mac - Minimum payment instead of full balance.
23 votes

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  • roadsterfoodieroadsterfoodie Member ✭✭
    edited March 2019
    This is an issue for me also. I project my future balances on checking accounts by keeping careful track of the exact bill amounts coming up. When my ebill credit cards update, all of my projected balances go waaaay off because my checking account looks like it will pay off all of my outstanding credit card balances in full. It would be really nice if this feature could be more flexible to allow the user to SET the desired future credit card payment among three options: Minimum Amount Due, Full Balance or Other Amount (which the user can set to an exact amount). This is analogous to what most credit card issuers allow on online banking sites. The last option is what I would use because I am trying to pay off outstanding credit card debt at a point somewhere between minimum amount due and full balance. Also, in the period between the last payment and the new statement for a credit card, the next scheduled payment for a credit card goes down to ZERO, which also throws projected balances way off, this time in the opposite direction. So at 2 points in the month for each credit card, I am having to chase down scheduled payments that are either way too high or way too low. 
  • Before a recent update, you could select minimum balance or statement balance for e-bill scheduled transactions in the register. Now it uses the statement balance and i can't figure out how to change it to minimum balance. It really screws up the register whenever e-bills update and defaults to full balance on everything. Even when I change it manually it will revert back next time I update. I'm to the point that I will have to turn off all e-bills in order for scheduled transactions to work correctly. It was working really well until the update broke it. Am I missing something?
  • Drew BiondoDrew Biondo Member ✭✭
    edited February 2020
    Currently have my Teacher's Federal Credit Union (Long ISland, NY) Car loan linked to bill pay. When I make a monthly payment it attempts to send the loan balance instead of the loan payment. I then delete the transaction and correct .... but then the next payment always reverts to loan balance.
  • jgreenkee88jgreenkee88 Member ✭✭
    Mine resets the amount due each month to the entire balance EVERY.SINGLE. TIME. I have to reset the amount due each month each time it's downloaded into the register. Total waste of time!
  • jgreenkee88jgreenkee88 Member ✭✭
    Literally EVERY. SINGLE. TIME.
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  • JerryJerry Member ✭✭
    I have linked eBills for my credit cards in Q (Mac) and set up recurring payments from my checking to the credit card accounts. On the Bills & Income>Bills screen when eBill receives the next month's credit card balance, the entire balance supersedes the credit card scheduled payment amount. When reviewing the Bills & Income>Projected Balances graph, the credit card appears to be "paid off" as the balance appears to be paid. How do I stop the credit card entire balance from over writing the scheduled payment amount?
  • in2ndoin2ndo Member ✭✭
    so when is the fix for this going to be available?
  • heywood4heywood4 Member
    This issue makes eBills basically a useless feature for me. It's ridiculous that we should have to go in and fix affected transactions every single time we open Quicken. I just had to delete a scheduled transaction series and reenter it because it would not actually let me change the amount for the upcoming payment in the register. For me, having an accurate forecast of my checking account balance is critical because I am self-employed and don't have a regular paycheck. Going to unlink all ebills and go back to paying these on my bank's website, where I can also schedule the payment ahead of time. So disappointed in Quicken.
  • Having the same issues and I agree, this seems like a no brainer to fix. I'm considering turning off ebills as well.
  • abnewkirkabnewkirk Member
    edited September 2020
  • This was a feature on my PC, i can't understand why Mac users aren't given this option. Now, I have to enter my bill and then go edit the amount I actually paid each time.
  • I have the same issue. Each and every time I open Quicken for Mac, the register changes to pay off the entire amount of a credit card. I have it scheduled for a specific amount since it's zero interest promotional and there is no reason to pay it off in full at this time. I should be able to set it and that's it.
  • I have the same issue, while I might want to pay the full ammount, it should default to minmum due and let me set how much I want to pay each month. seems strange that I can set the amount I want to pay, but when it gets entered it always puts the balance due. very difficult to budget when I have no intentions on paying off some accounts early.
  • Agree with everyone else. This is absolutely stupid.
  • WadeWade Member ✭✭
    This feature is critical. It almost cost me $25K. Quicken, let's get to it!!!
  • hmrhmr Member
    eBills will be completely useless to me until I can choose the amount shown in the register/calendar for credit cards.
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