Perpetual license vs. subscription

StevePilon
StevePilon Unconfirmed, Member
Is there a way to purchase a perpetual license for Quicken, rather than use subscription model?

Best Answer

  • Frankx
    Frankx SuperUser ✭✭✭✭✭
    Answer ✓
    Hi @StevePilon,

    No.  Quicken doesn't offer a perpetual license.  I suppose that is because it is a consumer / retail program.  You'll need to renew your subscription every year (although from time to time I believe that they offer subscriptions that may run longer than a year, but none are perpetual.

    Frankx 

                            Quicken Home, Business & Rental Property - Windows 10-Home Version

                                             - - - - Quicken User since 1984 - - - 
      -  If you find this reply helpful, please click "Helpful" (below), so others will know! Thank you.  -

Answers

  • Frankx
    Frankx SuperUser ✭✭✭✭✭
    Answer ✓
    Hi @StevePilon,

    No.  Quicken doesn't offer a perpetual license.  I suppose that is because it is a consumer / retail program.  You'll need to renew your subscription every year (although from time to time I believe that they offer subscriptions that may run longer than a year, but none are perpetual.

    Frankx 

                            Quicken Home, Business & Rental Property - Windows 10-Home Version

                                             - - - - Quicken User since 1984 - - - 
      -  If you find this reply helpful, please click "Helpful" (below), so others will know! Thank you.  -

  • StevePilon
    StevePilon Unconfirmed, Member
    This is unfortunate, most subscription-based software also offers a perpetual license option... anyhow, thank you for your prompt response.
  • Chris_QPW
    Chris_QPW Member ✭✭✭✭
    The "perpetual license" for Quicken would only be useful to people that aren't going be using any online services.
    And if one falls into that category, I suggest that they never go past Quicken 2013 which is the last version of that doesn't have any kind of online login to register and such.
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  • Boatnmaniac
    Boatnmaniac SuperUser ✭✭✭✭✭
    It should be noted that if one does not renew the subscription after the 1st year, Quicken Deluxe, Premier and Home & Business may continue to be used manually (no online services such as version updates, transactions downloads, etc.) for as long as your system supports it.  All non-online features should still be fully functional.  But note that there will be a banner taking up about 25% of the screen reminding you to resubscribe and that cannot be removed without resubscribing.    So, it is a perpetual license with some limitations after the subscription expires.
    Quicken Starter will become read-only if the subscription is not renewed.
    (QW Premier Subscription: R44.20 on Windows 11)
  • allen_car
    allen_car Member ✭✭
    A few years ago you could buy a version and you could download transactions and quotes for 3 years. But they stopped providing that option a few years ago; they got greedy. Now you have to buy a new license every year. The Amazon, Sam's, or Costco is always cheeper than direct from Quicken.

    I have been using Quicken Premier for over 20 years and rarely does a new version have any features I want. I would be happy with the version from 10 years ago if it did not have any bugs. I never use any of the bill pay or mobile stuff.
  • Boatnmaniac
    Boatnmaniac SuperUser ✭✭✭✭✭
    allen_car said:
    A few years ago you could buy a version and you could download transactions and quotes for 3 years. But they stopped providing that option a few years ago; they got greedy. Now you have to buy a new license every year.
    A few years ago (prior to subscription) Quicken was on the verge of going down the same path as MS Money (which MS shut down in 2010 because it was not profitable).  Intuit spun off Quicken instead of shutting it down and the new owners implemented subscription so the company could survive.  That's not greed.  That's doing what needs to be done to become profitable and stay in business.
    (QW Premier Subscription: R44.20 on Windows 11)
  • jacobs
    jacobs SuperUser, Mac Beta Beta
    @allen_car All they really changed was the time period of the subscription; it used to be essentially a three-year subscription, and now it's one year at a time. And yes, the price per year then went up a lot. But they had to generate enough revenue to pay back the investors who bought the company from Intuit, and to invest in things Intuit had neglected. And financial institutions accelerated changes to standards to try to make online banking more secure. And they built a new web-only product, Simplifi, to appeal to a younger client base that conducts all their financial work online.

    You can say Quicken got greedy, but it's worth noting that other software products in the personal finance space also raised their rates to keep up with changing technologies. In the end, as Boatnmaniac says, they needed to generate enough revenue to be profitable and survive. You'll drive yourself crazy comparing today's prices to these of yesteryear; instead, you just need to decide if the cost of Quicken is worth it to you or not. To me, it's worth about $5/month. If you determine it's not, and you can find something that is, then it's time to move on.
    Quicken Mac Subscription • Quicken user since 1993
  • StevePilon
    StevePilon Unconfirmed, Member
    Thank you all for your answers and valuable input!