Feature Request: Bill Reminder "Estimate Amount for Me" Enhancement

An up vote from me!

If Quicken can make use of my next closing date instead of my next due date for the estimated payment amount, I'd even be happy to manually adjust that closing date when I know what it is, if I had to.

Come to think of it, I'm already using "Auto enter x business days in advance" in my Bill Reminder, so perhaps the estimate could make use of that date for the estimates? Not sure if that would work for everyone, but I'm pretty sure it would at least make things better for me.

Best if Quicken could just get, adjust and reflect that information automatically in the estimating - much more sophisticated than it is now, but much more accurate and useful.

For example, I know my credit card closing date is typically the 21st or 22nd of the month, something like "at least 20 business days before next payment, except weekends and holidays…", so I'll typically schedule any big credit card payments to post on the 23rd or later, just to give an extra month to pay off (e.g., leave my money in my savings account an extra 30 days / wait for an additional paycheck or two instead of pulling from savings).

Let's use the example of my statement closing on April 22, payment due on May 17, and big charges (e.g., annual insurance) posting on May 1. Quicken is including those big May 1 charges in my estimated payment for May 17 even though they won't actually be due until my June 17th payment.

I like the idea. I think others have made similar suggestions, but this one is much more concrete for the "how to do it".

I would note that in an ideal world, what would be ideal is the amount on that date minus any returns after that date up until reminder's date.

voted. And here is kind of a similar one I recently posted before finding this.

That is spot on @dir@

To me, adding this feature is a no-brainer as it's essentially foundational functionality. The existing options for Bill Reminder are fine for many scenarios, but not for credit cards where the balance gets paid off each month. Having the option where you can select the balance based on a credit card's statement closing date provides a much more accurate cash flow representation.

Case in point: today I was looking at the Bills & Income tab and it showed a Visa payment due in 2 days (Dec 12) What!!?? How did I miss that?? It turns out that a payment is actually not due on Dec 12 but actually is due on Jan 12. I have the Bill Reminder set to "Current credit card balance" - the closest option to being accurate, but not really good enough. I had one large charge on that Visa account that occurred after the statement closing date (16th of month) and before my normal payment date (12th of month). Instead of showing $0 (closing date balance), it shows the amount of that charge (current balance).

So, adding a 5th option to reflect closing date and show the balance as of that date would nicely round out this feature set.

BTW - I have been using Quicken for ~30 years. This a feature I have wanted for most of that time.

Thank you for merging this. As a reference, this Post was the one I had created that got merged in.

If you like this idea, add a comment here AND most important go to the top and click on the square vote button, ensure that you see the vote count increment. We need at least 50 votes for it to become considered. 31 votes as of 1/13/26. Thank you.