How to set sweep SWGXX MM Fund as the Cash for Schwab investment account?

Quicken hasn't been very good about explaining the whole "Money Market Fund presented as cash" change that occurred with the switch from Direct Connect to EWC+.

I've had to "reauthorize" downloading from Schwab a time or two and have been asked as part of the process how I want my non-sweep MMF to be presented, so maybe that'll work for you too.

I'd Deactivate ALL Schwab Accounts from downloading, and as you do so delete the Financial institution and Account Number on the General tab.

Then start the ADD ACCOUNT process. Specify Schwab as the FI and provide your User ID and Password. Quicken should find all accounts and Schwab under that combination, at which point you carefully LINK each Schwab account with the correct Quicken Account. You should be asked about how you want SWGXX handled in the Quicken Account.

You removed the SWGXX security from your Security List? That could well be the primary reason why you are not getting the SWGXX option. How would Quicken know to give you the SWGXX option when SWGXX is not included in your Security List? I suggest you add that security back into your Security List.

Then run OSU and when done go to Account Register > upper right Gear icon > Reconcile Shares. You will get a pop up telling you how your holdings in Quicken compare to what Schwab is reporting. Let me know what that pop up says.

So, it does seem that Fidelity is reporting no positions of SWGXX being held otherwise you should have gotten a shares count discrepancy.

The flip side of the coin is what is Fidelity reporting to Quicken regarding Cash Balance. You can get this information by clicking on the blue font Cash Balance number below and toward the right of the account register. You should get a popup showing the Cash in Quicken compared to what Fidelity reported. What do you see?

Also, thanks for all the pictures you posted. Did you click on the button for Reset to Standard Behavior and then close the dialog without trying to select the MMF? I've had to do that in the past and then clicking on Customize finally presented the MMF fund option for my Core Position. (Remember, this only works if there are shares of the SWGXX held in the account in Quicken. If there are no shares then you will not see SWGXX during this process.)

Oops! Slip of the tongue, so to speak. I understand that it is Schwab. I'd just gone through this mess with my Fidelity accounts for several months but it's all resolved for me now. To my understanding the process should be the same regardless.