Envelope Budgeting (Q Mac)- (9 merged vote)
While I enjoy using Quicken, it seems to be lacking one very functional feature, envelope budgeting. For example if I budget $50 a month for clothing but don't use it, I would apply that amount to a category I have over spent on. I have seen this feature in other software for while you may over spend in one area, you may still underspend overall for that month. I have seen links here where people try to work around it. They are usually more complicated than they are worth. This should really be an integral feature to Quicken's budget section. I do realize it gives you your Net over/under and I find envelope budgeting much more helpful. Hopefully you can add this to a future update.