Quicken for Mac 2017 v4.5.4 Released
Quicken Marcus
Employee ✭✭✭✭
It was a long and messy launch of 4.5 but I it's now available to everyone except App Store customers. We'll be releasing that soon. I'll post updates at the bottom of this post.
This is a huge release for us. Here are some of the great new features and bug fixes we added.
Loans
First off, I'm excited to report that we've added the most requested customer feature...Loans. In this first iteration, we focused mostly on fixed rate mortgages.

Some of the features you'll find are:
We're building out our custom report feature. We added Comparison and Summary reports to 2017.
We subtly changed the way splits work and made them better.
Budgets have been reworked. We haven’t added any new features but have made what we have work better especially when trying to create a new budget or creating a future budget.
I'm a big fan of this one.
Thanks,
Quicken Mac Team
UPDATES
This is a huge release for us. Here are some of the great new features and bug fixes we added.
Loans
First off, I'm excited to report that we've added the most requested customer feature...Loans. In this first iteration, we focused mostly on fixed rate mortgages.

Some of the features you'll find are:
- More loan providers - You may have noticed this already but we've increased the number of loan providers included in the list of financial institutions you can download from. Now you can even connect Quicken Loans which always seemed crazy that we didn't support it even though it's an entirely different company.
- Auto-Updating Loan Scheduled Transactions - Detailed scheduled transactions that update interest and principal every month based on the customer's loan details and amortization schedule.
- Graphs - Lots of graphs to see when your loan will be paid off and an estimated total interest paid compared to principal.
- Liability Account Conversion - Loans in the past were liability accounts. We kept this account type so if you want to continue tracking your loans this way you can. However, you will now be able to convert liability accounts to the loan feature by clicking on the Convert to Loan sheet that appears the first time you go to a liability account or if you click the Convert to Loan button in Account Settings.
- Updated file converters - Both Quicken 2007 and Windows file converters have been updated to import loans from those products.
- And a whole lot more...
We're building out our custom report feature. We added Comparison and Summary reports to 2017.
- New Transaction Reports - We just enhanced this by adding new transaction reports for category, tag, payee, account and time-based.
- Improved uncategorized transaction handling - In the new reports, uncategorized transactions will now be grouped by the sign of the amount. Positive values will be included with the income transactions and negative values will be included with the expenses.
We subtly changed the way splits work and made them better.
- We got a lot of complaints about splits getting into a mode where it would change the first split line even after you’ve edited it which was clearly frustrating. There are 3 split modes: Total, Refine First Line and Remainder. If the transaction total amount is 0, then Quicken will sum the amount of the splits and update the total. The Refine First Line mode is useful when one basically wants to categorize a few items but the bulk of a purchase is the same. For example, if you typically go to Walmart for groceries but occasionally buy clothes or something else you may want to pull out just those non-standard items and categorize them separately. In this case, you want the first split line to be Groceries and its amount should decrease with each split line added. Quicken goes into this mode if the transaction total is > 0, the first split line is not edited and there are initially only 2 split lines meaning this is a new split. All other times, splits are in remainder mode where a remainder split line is automatically created if the total amount isn't reached.
- We added a new feature to adjust the transaction total to the sum of the current split values. If you increase the amount of an existing split line, a remainder split is created that basically subtracts the amount you just added which can be frustrating. This might happen if you decide to increase the amount of extra principal you pay for a month or adjust a paycheck split transaction to match actual amounts. In this case, most would want the total amount to adjust. We've added a "minus" button to the remainder split line so you can delete it. This will automatically change the transaction total value.
Budgets have been reworked. We haven’t added any new features but have made what we have work better especially when trying to create a new budget or creating a future budget.
- Clicking New Budget will now start the budgeting process.
- Quicken now asks you the starting month and year when creating a budget.
- Going to the budget view should default better especially when your budget doesn’t start in January.
- When moving the budget view to a period where there currently isn't a budget defined, Quicken will automatically ask if you would like to create a new budget using the previous budget, historical data from the previous year, or to start from scratch with zero values.
- Fixed an issue when editing a budget that spans into the next year where the year was not displaying for the month of January.
- A backup is saved only when a change has been made.
- A progress indicator appears when saving the backup file. Saving the backup can take a few seconds to complete. In the past the progress indicator wouldn't appear so most didn't realize Quicken was still running while saving the backup. This makes it much clearer what is happening.
- Added a new preference that will change the backup behavior. Instead of automatically saving a backup, Quicken will ask every time before saving a backup.
I'm a big fan of this one.
- We’ve changed the behavior for the filter bar in the register. Now the Reset Filter button won't appear until one is in a filtered state. Also, a giant red X has been added to the button which should make it more obvious when one is in a filtered state. The issue is that many times customers didn't realize they were in a filtered state and thought they had lost transactions which can be scary. Now it's pretty obvious when one is in a filtered state.
- We added blue dots to the sidebar representing newly downloaded transactions a few releases ago and continue to improve the way they work. We added a preference to mark reconciled transactions as reviewed. Fixed an issue with Web Connect accounts. They will now work as connected accounts. Also, fixed a number of transaction count issues that would occur when transactions were automatically matched.
- Fixed the transaction download count in the Account Status window for Quicken Connect accounts. Previously auto-matched transactions weren't being counted.
- Fixed a long standing issue where exporting the tax report to CSV didn't include the schedule D items.
- Fixed a crash and hang that would occur when importing Quicken 2007 and Windows files.
- Improved the reliability of online bill pay transactions by adding a number of checks that will make sure payment information meets certain criteria before attempting to process the transaction. Also fixed an issue a Quicken Bill Pay issue that would occur when linking to a Financial Institution that supported both Direct Connect and Quicken Connect connection types.
- Fixed an issue where old download and sync error messages continued to appear in Quicken even after they were resolved.
- Fixed an issue where cost basis values didn't appear in the realized gain view.
- Fixed an issue where dragging a transaction within the register would result in the amount changing if it had a complex split with transfers.
- Fixed an issue where accounts hidden from reports were also excluded from transfer and account register field pop-up lists.
- Fixed an issue where the Intuit ID didn't appear in the About Box after signing in as a different user.
- Fixed an issue where customizing the report will auto-collapse all of the rows.
- Fixed an issue where renaming a category or action to the same name as another item caused the UI to be unresponsive.
- Fixed a crash if a payee account number matches the phone number that had been paid by multiple users.
- Fixed an issue if you had a problem logging in, it would display a dialog to re-enter your credentials.
- Fixed a budget sync issue.
Thanks,
Quicken Mac Team
UPDATES
- 5/17 - 4.5.4 Released
- 5/25 - 4.5.5 Released
- 5/26 - Removed 4.5.5 from release because we discovered all 4.5.x releases have a potential issue where transactions in a bad state where a single split line doesn't equal the transaction will have their transaction total changed to match the single split line amount changing account balances.
- 6/1 - 4.5.6 released which fixes the above issue and a few other things.
- 6/9 - Released on App Store.
- 6/15 - Released 4.5.7 to App Store. Fixes the file open issue.
- 6/16 - Released 4.5.8 to retail/download customers. Has all known file open issue fixes. The difference between 4.5.7 and 4.5.8 is a crash fix that we saw people running into which usually manifested itself when people opened a minimized Quicken file while using 2 monitors.
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Comments
Also disappointed that users still cannot choose to show other columns in a Category Summary report (like Check#), change column order and widths, and export to CSV all that is shown. But I'd be happy if the exported CSV included ALL unseen columns since we can use a spreadsheet app to delete what is unnecessary and reorder/resize columns to create a desired report.
Along those same lines, is it possible to budget transfers for other asset accounts? For example, I like my budget to reflect cash transfers in my 401K, HSA, 529s, etc. It really throws off my budget each month that I can't see those cash transfers to the various deferred accounts.
First, click on the underlined link above to go there, then click VOTE at the top of THAT page, so your will vote count for THIS feature and increase its visibility to the developers.
While you are at it, you may want to add your VOTE to related IDEAS found on the List of Requests Related to Budgets. Click on the underlined link, then follow the instructions to add your vote to more related ideas.
(If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
I was talking to @Quicken Marcus, who said, "We haven't changed anything in regards to accessing a Quicken file from a remote server and don't have any plans on blocking this setup" then asked some questions. I provided a detailed answer and have been closely monitoring these threads in case more information is requested. My purpose in posting here is to keep the issue open to the extent Marcus is willing to do so.
HOWEVER, I am now getting Loan Sync Errors on Principal and Interest. I think it is due to the fact that the loan payment calculated by Quicken is different than my actual loan payments. How can this be remedied? (I tried to add principal, but in one case, the calculated loan payment is too high)
I would expect the same thing in QM2017. No need to do the same type of reconciliation as a bank or credit card, in my experience.
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
In regards to the loan amount being wrong, I was wondering if this is an auto loan. Auto loans use something called Daily Simple Interest and our current amortization calculations don't handle this today. With that said, you can alter the payment amount by clicking the pencil icon next to the payment and we'll adjust your principal.
As I try to re-create your situation, I think I need more information. I'm having a hard time understanding what is being changed. Is it future scheduled transactions or old transactions that have already been paid. It would be great if you could provide an example of what you saw. For example, in 4.4 I had a transactions dated 5/1/2016 for AT&T and it had a value of $100. I opened this up in 4.5 and now the value is $150. Or I had a scheduled transaction for AT&T that was set for $100 and the next payment was set for 6/1/2017. When I opened this up in 4.5, the new scheduled transaction was set to $150. A screenshot would be great too? To recreate these things, we need a lot of specific details.
(BTW, showing check # on a summary report does not make sense, unless you mean showing it on the detailed view of the so-called summary report.)Export to spreadsheet or CSV ASCII file (this includes the memo field)
Ability to Choose to Show/Hide Columns That Appear in Reports.
First, click on each underlined link above to go there, then click VOTE at the top of THAT page, so your will vote count for THAT feature and increase its visibility to the developers.
While you are at it, you may want to add your VOTE to related IDEAS found on the List of Requests for Report Related Features. Click on the underlined link, then follow the instructions to add your vote to more related ideas.
(If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
I had posted this in the prior thread, but did not get any response. Is this something unique to me?
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I was just notified to download the latest release of Quicken for Mac. I performed the download and am now on release 4.5.4
In my previous use I go to the All Transactions view with the filter set to "Not Reviewed" to see my not reviewed transactions. In this new release this filter does not seem to work as I now continue to see all transactions both reviewed and not reviewed.
Thanks for any help you can offer.