Quicken for Mac 2017 v4.5, 4.5.1, 4.5.2 & 4.5.3 Released
Quicken Marcus
Employee ✭✭✭✭
We'll be releasing version 4.5 of Quicken 2017 in the coming week. A few thousand of you already have it. We release in short spurts. For those of you already running it, please comment in this post so we can find the issues quickly and can address them.
This is a huge release for us.
Loans
First off, I'm excited to report that we've added the most requested customer feature...Loans. In this first iteration, we focused mostly on fixed rate mortgages.

Some of the features you'll find are:
We're building out our custom report feature. We added Comparison and Summary reports to 2017.
We subtly changed the way splits work and made them better.
Budgets have been reworked. We haven’t added any new features but have made what we have work better especially when trying to create a new budget or creating a future budget.
I'm a big fan of this one.
Thanks,
Quicken Mac Team
This is a huge release for us.
Loans
First off, I'm excited to report that we've added the most requested customer feature...Loans. In this first iteration, we focused mostly on fixed rate mortgages.

Some of the features you'll find are:
- More loan providers - You may have noticed this already but we've increased the number of loan providers included in the list of financial institutions you can download from. Now you can even connect Quicken Loans which always seemed crazy that we didn't support it even though it's an entirely different company.
- Auto-Updating Loan Scheduled Transactions - Detailed scheduled transactions that update interest and principal every month based on the customer's loan details and amortization schedule.
- Graphs - Lots of graphs to see when your loan will be paid off and an estimated total interest paid compared to principal.
- Liability Account Conversion - Loans in the past were liability accounts. We kept this account type so if you want to continue tracking your loans this way you can. However, you will now be able to convert liability accounts to the loan feature by clicking on the Convert to Loan sheet that appears the first time you go to a liability account or if you click the Convert to Loan button in Account Settings.
- Updated file converters - Both Quicken 2007 and Windows file converters have been updated to import loans from those products.
- And a whole lot more...
We're building out our custom report feature. We added Comparison and Summary reports to 2017.
- New Transaction Reports - We just enhanced this by adding new transaction reports for category, tag, payee, account and time-based.
- Improved uncategorized transaction handling - In the new reports, uncategorized transactions will now be grouped by the sign of the amount. Positive values will be included with the income transactions and negative values will be included with the expenses.
We subtly changed the way splits work and made them better.
- We got a lot of complaints about splits getting into a mode where it would change the first split line even after you’ve edited it which was clearly frustrating. There are 3 split modes: Total, Refine First Line and Remainder. If the transaction total amount is 0, then Quicken will sum the amount of the splits and update the total. The Refine First Line mode is useful when one basically wants to categorize a few items but the bulk of a purchase is the same. For example, if you typically go to Walmart for groceries but occasionally buy clothes or something else you may want to pull out just those non-standard items and categorize them separately. In this case, you want the first split line to be Groceries and its amount should decrease with each split line added. Quicken goes into this mode if the transaction total is > 0, the first split line is not edited and there are initially only 2 split lines meaning this is a new split. All other times, splits are in remainder mode where a remainder split line is automatically created if the total amount isn't reached.
- We added a new feature to adjust the transaction total to the sum of the current split values. If you increase the amount of an existing split line, a remainder split is created that basically subtracts the amount you just added which can be frustrating. This might happen if you decide to increase the amount of extra principal you pay for a month or adjust a paycheck split transaction to match actual amounts. In this case, most would want the total amount to adjust. We've added a "minus" button to the remainder split line so you can delete it. This will automatically change the transaction total value.
Budgets have been reworked. We haven’t added any new features but have made what we have work better especially when trying to create a new budget or creating a future budget.
- Clicking New Budget will now start the budgeting process.
- Quicken now asks you the starting month and year when creating a budget.
- Going to the budget view should default better especially when your budget doesn’t start in January.
- When moving the budget view to a period where there currently isn't a budget defined, Quicken will automatically ask if you would like to create a new budget using the previous budget, historical data from the previous year, or to start from scratch with zero values.
- Fixed an issue when editing a budget that spans into the next year where the year was not displaying for the month of January.
- A backup is saved only when a change has been made.
- A progress indicator appears when saving the backup file. Saving the backup can take a few seconds to complete. In the past the progress indicator wouldn't appear so most didn't realize Quicken was still running while saving the backup. This makes it much clearer what is happening.
- Added a new preference that will change the backup behavior. Instead of automatically saving a backup, Quicken will ask every time before saving a backup.
I'm a big fan of this one.
- We’ve changed the behavior for the filter bar in the register. Now the Reset Filter button won't appear until one is in a filtered state. Also, a giant red X has been added to the button which should make it more obvious when one is in a filtered state. The issue is that many times customers didn't realize they were in a filtered state and thought they had lost transactions which can be scary. Now it's pretty obvious when one is in a filtered state.
- We added blue dots to the sidebar representing newly downloaded transactions a few releases ago and continue to improve the way they work. We added a preference to mark reconciled transactions as reviewed. Fixed an issue with Web Connect accounts. They will now work as connected accounts. Also, fixed a number of transaction count issues that would occur when transactions were automatically matched.
- Fixed the transaction download count in the Account Status window for Quicken Connect accounts. Previously auto-matched transactions weren't being counted.
- Fixed a long standing issue where exporting the tax report to CSV didn't include the schedule D items.
- Fixed a crash and hang that would occur when importing Quicken 2007 and Windows files.
- Improved the reliability of online bill pay transactions by adding a number of checks that will make sure payment information meets certain criteria before attempting to process the transaction. Also fixed an issue a Quicken Bill Pay issue that would occur when linking to a Financial Institution that supported both Direct Connect and Quicken Connect connection types.
- Fixed an issue where old download and sync error messages continued to appear in Quicken even after they were resolved.
- Fixed an issue where cost basis values didn't appear in the realized gain view.
- Fixed an issue where dragging a transaction within the register would result in the amount changing if it had a complex split with transfers.
- Fixed an issue where accounts hidden from reports were also excluded from transfer and account register field pop-up lists.
- Fixed an issue where the Intuit ID didn't appear in the About Box after signing in as a different user.
- Fixed an issue where customizing the report will auto-collapse all of the rows.
- Fixed an issue where renaming a category or action to the same name as another item caused the UI to be unresponsive.
- Fixed a crash if a payee account number matches the phone number that had been paid by multiple users.
- Fixed an issue if you had a problem logging in, it would display a dialog to re-enter your credentials.
- Fixed a budget sync issue.
Thanks,
Quicken Mac Team
- 4/27/2017 - Released 4.5 to a few thousand people. Stopped to fix some crashing issues in both loans and export to CSV.
- 4/28/2017 - Released 4.5.1 to a small group of people. Stopped to fix some more crashing issues in loans, a crash when clicking on the Quicken Community help menu item and an issue when trying to download the Quicken utility for Screen Share.
- 5/1/2017 - Released 4.5.2 to a few thousand people. Stopped. Gathering feedback from the forum and other customer channels and planning for a 4.5.3 release shortly. The issue Thomas reported below regarding loan length weirdness will be fixed in this issue.
- 5/8/2017 - Thanks for the great feedback and bugs reported in this forum. We've been working through the issues, fixing them and retesting the entire product again. We're nearing the end of this process and hope to release 4.5.3 sometime this week.
- 5/9/2017 - We are releasing 4.5.3 to a small group of people today. If you are able to upgrade to this version, please report any issues you find in this forum post.
- 5/12/2017 - Unfortunately we found more issues and have stopped updating people. We hope to start again early next week.
- 5/16/2017 - We released 4.5.4 with more fixes to loans for a few thousand people.
- 5/17/2017 - We continue to release 4.5.4 to more people and we're going to keep it available for the rest of our day and will decide this afternoon if we keep it open for download.
- 5/18/2017 - 4.5.4 is available to everyone. Closing this forum post an opening a new one to capture new issues. since this one is so long.
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This discussion has been closed.

Comments
There is a workaround for printing the investment portfolio. Please post this as a new question (make sure to designate it as Mac), and I'll fill you in.
There is a workaround for printing the investment portfolio. Please post this as a new question (make sure to designate it as Mac), and I'll fill you in on the workaround.
I was prompted to update to 4.5, but I clicked Remind Me Later in order to backup my application and data file. However, clicking "Check for Updates..." says that I am up-to-date.
I could really use a bug fix in the release. The split transaction bug where the total changes is something I run into a lot. The fixes for when editing split transactions will be most welcome as well.
Thanks!
(If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
what is confusing is that you mention 4.5.1 is released, I suppose for 4.5 version
and 4.5.2 is next
But I do not get update for 4.5.1
and 4.5.2 is not updating my 4.5 either
When I setup a loan, the principal + interest calculation doesn't always equal the true total monthly loan payment. I used the pencil to manually enter my true monthly loan payment amount and the difference is allocated to Extra Principal. However, the amount isn't really "extra principal".
In QW, you had the ability to edit the total payment amount and thereafter, the principal + interest calculations would adjust accordingly. Thereafter, you could add a value for true "extra principal".
Not certain which methodology (QM or QW) provides the best result. However, I am hoping that once I post the transaction in a few days, I will have the ability to adjust the principal + interest amounts appropriately.
Kuddos to the Mac Development Team. I also enjoy the UX enhancements (e.g. clear filters).
When you got the initial prompt to update to v4.5, you were among those initial 2,000 users being offered a chance to get it. You deferred, and when you came back later, they had closed off the downloads after reaching the limit. It's just random luck of timing when they open and close the download spigot. The good thing is that everyone will typically get it within a week or so unless they discover a major problem they need to fix.
Can you now budget for Transfer: Credit Card Payment in this new release? On a side note, when I go back in to edit my budget and select/unselect categories, I no longer see Transfer as a category.
Is this future functionality that slipped into this release or something that was added in a prior release that I missed. Either way, it does not seem like the functionality is fully functional. I use Transfer: Credit Card Payment for all my credit card payments. Generally regardless if I budget an amount for a category or not, you can see the actual spending in the far right column.
Also, is there any chance you've added some way to search all transactions (including hidden accounts)? Very frequently I am trying to find history of some old purchase in an account I no longer use (so it is hidden). An option to temporarily show hidden account in the "All Transactions" window would allow this.
Thanks for the hard work adding these new features!
First, click on the underlined link above to go there, then click VOTE at the top of THAT page, so your will vote count for THIS feature and increase its visibility to the developers.
While you are at it, you may want to add your VOTE to related IDEAS found on the List of Requests for Data Entry and Usability Options and Features. Click on the underlined link, then follow the instructions to add your vote to more related ideas.
(If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
- Where to find a Help Guide for Quicken for Mac?
- Quicken Mac FAQ list
- Quicken Windows FAQ list
- Help Guide and FAQs for Quicken Mobile
COMPLETE list of Product Ideas - Quicken for Mac to VOTE onObject to Quicken's business model, using up 25% of your screen? Add your vote here:
Quicken should eliminate the LARGE Ad space when a subscription expires
(Canadian Q user since '92, STILL using QM2007)
The one key thing is that the interest rate for all of these must be a fixed rate. While there's a menu to select other options, it is grayed out; I assume they will add support for variable rate loans in the future.
And great to know that other loans at least seem to be supported!
In item 3 i changed the months to years and all is well but it is definitely a bug a boo
I will report this bug